Thinking to buy a Home help please

[jefferson1]

Desi realtor ni ekkada vethakali 

[bombay99]

1 hour ago, Aareyanna said:

If u go with agent you lose 3% 

How bro People are suggesting to go with agent and get 2 % back 

[bombay99]

1 hour ago, RULER said:

Zillow  - research the price trends ....buyers market or sellers market research cheyiii .... buyers market ithey. bargain cheyachu up to 5 to 10 %

loan -  never pay the closing cost ....Ask lender to cover closing cost .... including escrow ...

to cover closing cost ...lender will bump up your interest rate ....so let him do

after closing new home immediately do refinance with zero closing(closing cost for refinancing will be very low so lender can   cover it ) but you need to pay escrow  

The escrow paid by the lender  on first loan Will get back to you after 3 weeks

find Desi broker —- ask him 75% of his commissions 

By following above process you will save up to 5%

This would be helpful and interesting Good negotiation skills need this to execute

[bombay99]

2 minutes ago, jefferson1 said:

Desi realtor ni ekkada vethakali 

Bochadu ekada ayana valle unaru Dallas lo aite 

[bombay99]

1 minute ago, bombay99 said:

This would be helpful and interesting Good negotiation skills need this to execute

Credit score enta undali antav 500 k Minimum house konali ante  House one name to konte better a 2 Names a  suggest Bro

[bombay99]

1 hour ago, RULER said:

Zillow  - research the price trends ....buyers market or sellers market research cheyiii .... buyers market ithey. bargain cheyachu up to 5 to 10 %

loan -  never pay the closing cost ....Ask lender to cover closing cost .... including escrow ...

to cover closing cost ...lender will bump up your interest rate ....so let him do

after closing new home immediately do refinance with zero closing(closing cost for refinancing will be very low so lender can   cover it ) but you need to pay escrow  

The escrow paid by the lender  on first loan Will get back to you after 3 weeks

find Desi broker —- ask him 75% of his commissions 

By following above process you will save up to 5%

Credit score enta undali bro oka 500k home konali ante approx  House one name meda Konala 2 names  a enta down pay cheyali mimimum we ccan pay more down as well a 

[RULER]

11 minutes ago, bombay99 said:

Credit score enta undali bro oka 500k home konali ante approx  House one name meda Konala 2 names  a enta down pay cheyali mimimum we ccan pay more down as well a 

760 plus vuntey ...best interest rate and  low PMI( less than 20% Doen itheyyy )

min 5 % down Cheyaliii

If your Debt to income ratio less than 45%  then one person can buy ...else you need to add one more persons to qualify for loan

[bobby12345]

1 hour ago, user789 said:

Any idea When ?

1-2 months lo possible 

[bombay99]

i

25 minutes ago, RULER said:

760 plus vuntey ...best interest rate and  low PMI( less than 20% Doen itheyyy )

min 5 % down Cheyaliii

If your Debt to income ratio less than 45%  then one person can buy ...else you need to add one more persons to qualify for loan

Thanks bro for the info 

[jefferson1]

usually closing cost seller 50% buyer 50% chestharu kada

[bombay99]

36 minutes ago, RULER said:

760 plus vuntey ...best interest rate and  low PMI( less than 20% Doen itheyyy )

min 5 % down Cheyaliii

If your Debt to income ratio less than 45%  then one person can buy ...else you need to add one more persons to qualify for loan

If  Some person x transfered Down payment  to my account is there any issue or all good

[Maryadaramanna]

58 minutes ago, jefferson1 said:

Desi realtor ni ekkada vethakali 

Manchi Indian restaurant or grocery store ki po, kuppalu kuppalu ads, pamphlets and visiting cards untai.

[BAADSHAH]

.

[k2s]

10 hours ago, bombay99 said:

Really Bank of America never give any thing bro like Credit cards limits alaga

They gave me very very good deal. 

[kushi_]

10 hours ago, bombay99 said:

Agree kani em cheyalem bro ikade settle inka

Where did you buy .. in which community? I’m also planning to buy a house in Dallas .