Credit score ela increase chesukovali

[Amrita]

3 minutes ago, reality said:

 

Utilization penchali... revolving credit ekkuva unchoddu, ala ani full pay off cheyyoddu... you use cash/debit card? just asking because you said your credit utilization is 3-4%?

Nope. I dont use my debit card at all. I use only my chase sapphire and pay off every month. Tindi daily outside / My trips aey mostly my karchu on CC. Mitavanni auto payments from my account.

[Kool_SRG]

1 minute ago, Amrita said:

Feminist oppressed women ki help chestundi anthe kani husband mida emotionally morally financially enduku depend kadu? Do you think all house wives are not feminists? DB lo vallaki enta chppina feminism definition teledey ? Mari working women wives ga unna men anta ni emandam? Nenu cheppina ni definition prakaram peru but hurt avutaru mire nenu chepte. Wife and husband lo na ni em undadu anta manade concept untundi. I'll have joint acoount with my husband. I would think our money but kane is super rich so thats peanuts for him. 

Ante chimple ga kane sampadinchudu meeru karchu chesudu adhe ga plan, ayina karchu petta kunda antha daachi em laabam ade ga mee thinking 

[Amrita]

2 minutes ago, Kool_SRG said:

Abbe nenu 100 pay cheyyalanna machine unte credit card geekude.. No debit card.. 

Ba chepparu 1$ donut ki kuda i use CC. Cash asalu $ kuda undadu na deggara. 

[Kool_SRG]

Just now, Amrita said:

Ba chepparu 1$ donut ki kuda i use CC. Cash asalu $ kuda undadu na deggara. 

Yes I too carry very less cash.. Edoh modi digital currency ani antaaru gaani nenu long back 10 yrs back nunchi CC geekude.. 

Ee madya inti adhe kuda CC toh katting.. 

[Amrita]

Just now, Kool_SRG said:

Ante chimple ga kane sampadinchudu meeru karchu chesudu adhe ga plan, ayina karchu petta kunda antha daachi em laabam ade ga mee thinking 

Perfecto !! Miru nannu masthu ardham chesukuntunnaru. E sunday ma amma/pinni nannu titinappudu miku conference pedata kasta mi number iste e logic my mom and pinni ki explain cheyandi. Enta cheppina they are lecturing  and being outrageous . 

[Amrita]

Just now, Kool_SRG said:

Yes I too carry very less cash.. Edoh modi digital currency ani antaaru gaani nenu long back 10 yrs back nunchi CC geekude.. 

Ee madya inti adhe kuda CC toh katting.. 

CC to ekkuva charge cheyara rent ? 

[reality]

3 minutes ago, Amrita said:

Nope. I dont use my debit card at all. I use only my chase sapphire and pay off every month. Tindi daily outside / My trips aey mostly my karchu on CC. Mitavanni auto payments from my account.

“tripe aey” ani theesi padesthe ela? Avi mamulu trips aa? May be I misread your credit utilization, which actually is 300-400%?

JK 

[Kool_SRG]

1 minute ago, Amrita said:

Perfecto !! Miru nannu masthu ardham chesukuntunnaru. E sunday ma amma/pinni nannu titinappudu miku conference pedata kasta mi number iste e logic my mom and pinni ki explain cheyandi. Enta cheppina they are lecturing  and being outrageous . 

Pmed 

[samaja_varagamana]

1 hour ago, TensionNahiLeneka said:

one credit card not enough. atleast 3-4 ,maintain cheyyi. correct time ki kattu.

and it will not increase immidiatly, it take some time.

and you need more credit depth(no.of avg. years using credit)  as well. not just credit score. 

 

inka oka way vundi. but konchem bekaar way, but score increase ayitadi eventually. kaavali ante PM me. 

Adento naku PM me baa

[samaja_varagamana]

1 hour ago, Amy99 said:

Pm pls.. 

Thankyou. 

neeku enduku rajaa ani @shamsher_007 asking .

[samaja_varagamana]

1 hour ago, samaja_vargamana said:

do every purchase with credit card and make the payments on time before the billing date.

dont use debit card. it doesn't help build  your credit history..

WOW em chepinav kaka pichekinchav 

[samaja_varagamana]

52 minutes ago, soodhilodaaram said:

i am pretty sure one can never cross 800 without having a home loan

reason being your credit worthiness increases drastically when you have a home and paying mortgage

other way to get the same benefit is use credit card extensively and pay off every month right away, it has to be in 4-5K in range 

No u r wrong 830 undi ma friend ki without home loan. Just car loan undi anthe

[Kool_SRG]

2 minutes ago, Amrita said:

CC to ekkuva charge cheyara rent ? 

There are sites which do this they take nominal service charge for it say 1. 6% 25000 daaka cheste 100-150 rupees extra teesukuntaaru so idhi backup option koncham tight unte direct cash bank to bank online transfer chese kante idi cheste koncham gaali peelchukovachu.. 

[samaja_varagamana]

22 minutes ago, Amrita said:

Etlano cheppachu ga secret ga why keeping your strategies 

[JohnSnow]

14 minutes ago, Amrita said:

Feminist oppressed women ki help chestundi anthe kani husband mida emotionally morally financially enduku depend kadu? Do you think all house wives are not feminists? DB lo vallaki enta chppina feminism definition teledey ? Mari working women wives ga unna men anta ni emandam? Nenu cheppina ni definition prakaram peru but hurt avutaru mire nenu chepte. Wife and husband lo na ni em undadu anta manade concept untundi. I'll have joint acoount with my husband. I would think our money but kane is super rich so thats peanuts for him. 

Great sister. Ilanti qualities tho katrina kaif lanti face cuts unna pilla nee frnd list lo unte ping me sister.