shaw183 Posted July 31, 2019 Report Posted July 31, 2019 4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa? Quote
Kool_SRG Posted July 31, 2019 Report Posted July 31, 2019 Pacha card ante you mean Credit Card ?? Use it na.. Quote
r2d2 Posted July 31, 2019 Report Posted July 31, 2019 11 minutes ago, shaw183 said: 4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa? it depends on your other balances.. what is the limit on this Amex card? "Depending on your total available credit, closing a credit card account with a high credit limit could hurt your credit score, particularly if you have high balances on other cards or loans. ... If you have zero balances, your credit utilization rate is zero, and won't be impacted by the loss of a balance." Quote
shaw183 Posted July 31, 2019 Author Report Posted July 31, 2019 1 minute ago, Kool_SRG said: Pacha card ante you mean Credit Card ?? Use it na.. ya bro..amex green card..enta vadite malli monthly anta katali..so vadadam manesa.. Quote
shaw183 Posted July 31, 2019 Author Report Posted July 31, 2019 11 minutes ago, r2d2 said: it depends on your other balances.. what is the limit on this Amex card? "Depending on your total available credit, closing a credit card account with a high credit limit could hurt your credit score, particularly if you have high balances on other cards or loans. ... If you have zero balances, your credit utilization rate is zero, and won't be impacted by the loss of a balance." edi charge card kada...so 4000 okasari vadi mali katesa..so long time nundi vadatle..95$ annual kaduthuna. Quote
JAMBALHOT_RAJA Posted July 31, 2019 Report Posted July 31, 2019 Edo deal undi kada ani 5 yrs back chase United mileage card thiskuna with $95 annual fee.. I only use it when I go India since it has no foreign transaction fee.. felt like made a mistake Quote
r2d2 Posted July 31, 2019 Report Posted July 31, 2019 8 minutes ago, shaw183 said: edi charge card kada...so 4000 okasari vadi mali katesa..so long time nundi vadatle..95$ annual kaduthuna. then it shouldn't matter.. theesi padeyyu.. Quote
shaw183 Posted July 31, 2019 Author Report Posted July 31, 2019 1 minute ago, JAMBALHOT_RAJA said: Edo deal undi kada ani 5 yrs back chase United mileage card thiskuna with $95 annual fee.. I only use it when I go India since it has no foreign transaction fee.. felt like made a mistake exactly nenu alane erikina Quote
JAMBALHOT_RAJA Posted July 31, 2019 Report Posted July 31, 2019 1 minute ago, shaw183 said: exactly nenu alane erikina I think if we close the card immediately after first usage then there wont be any impact to score Quote
DaVinci Posted July 31, 2019 Report Posted July 31, 2019 35 minutes ago, shaw183 said: 4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa? I had a Citi American Airlines card. 2 years vaadi tarvaata worth anpiyaka cancel chesina. Daanipaina some $10k limit unde. Close chesinanduku score em impact avvaledu.. but na migitha cards kuda anni 0 balances ae unde. So adi kuda factor avthadi kada Quote
tokkalogola Posted July 31, 2019 Report Posted July 31, 2019 53 minutes ago, shaw183 said: 4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa? do one thing open another CC with no annual fee with same balance... and close this one so there is no change in balance..yeah you might get a hard hit.. unless you are in market for a house loan it shoul dbe ok... Quote
LazyRohit Posted July 31, 2019 Report Posted July 31, 2019 piccha lite if you other cards moosey em kadu Quote
shaw183 Posted July 31, 2019 Author Report Posted July 31, 2019 4 minutes ago, tokkalogola said: do one thing open another CC with no annual fee with same balance... and close this one so there is no change in balance..yeah you might get a hard hit.. unless you are in market for a house loan it shoul dbe ok... no annual fee vi 3 cards unai already manchivi..util takve..next yr lo illu kondam ani chusthuna... Quote
swimsnoon Posted July 31, 2019 Report Posted July 31, 2019 Don't close your green card now. Wait for couple more months. AMEX is revamping green card. It might have the following benefits with revamp! Bing it! Expected changes: Card earns at the following rates: 4x points on gas purchases 3x points on streaming services American Express are also trying to include Amazon Prime as a benefit of this card. It isn’t clear if the $95 annual fee will be increased or not! Quote
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