Amex pacha card

[shaw183]

4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa?

 

[MiryalgudaMaruthiRao]

No

[Kool_SRG]

Pacha card ante you mean Credit Card ?? Use it na..

[r2d2]

11 minutes ago, shaw183 said:

4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa?

 

it depends on your other balances.. what is the limit on this Amex card?

"Depending on your total available credit, closing a credit card account with a high credit limit could hurt your credit score, particularly if you have high balances on other cards or loans. ... If you have zero balances, your credit utilization rate is zero, and won't be impacted by the loss of a balance."

[shaw183]

1 minute ago, Kool_SRG said:

Pacha card ante you mean Credit Card ?? Use it na..

ya bro..amex green card..enta vadite malli monthly anta katali..so vadadam manesa..

[shaw183]

11 minutes ago, r2d2 said:

it depends on your other balances.. what is the limit on this Amex card?

"Depending on your total available credit, closing a credit card account with a high credit limit could hurt your credit score, particularly if you have high balances on other cards or loans. ... If you have zero balances, your credit utilization rate is zero, and won't be impacted by the loss of a balance."

edi charge card kada...so 4000 okasari vadi mali katesa..so long time nundi vadatle..95$ annual kaduthuna.

[JAMBALHOT_RAJA]

Edo deal undi kada ani 5 yrs back chase United mileage card thiskuna with $95 annual fee.. I only use it when I go India since it has no foreign transaction fee.. felt like made a mistake 

[r2d2]

8 minutes ago, shaw183 said:

edi charge card kada...so 4000 okasari vadi mali katesa..so long time nundi vadatle..95$ annual kaduthuna.

then it shouldn't matter.. theesi padeyyu..

[shaw183]

1 minute ago, JAMBALHOT_RAJA said:

Edo deal undi kada ani 5 yrs back chase United mileage card thiskuna with $95 annual fee.. I only use it when I go India since it has no foreign transaction fee.. felt like made a mistake 

exactly nenu alane erikina

[JAMBALHOT_RAJA]

1 minute ago, shaw183 said:

exactly nenu alane erikina

I think if we close the card immediately after first usage then there wont be any impact to score 

[DaVinci]

35 minutes ago, shaw183 said:

4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa?

 

I had a Citi American Airlines card. 2 years vaadi tarvaata worth anpiyaka cancel chesina. Daanipaina some $10k limit unde. Close chesinanduku score em impact avvaledu.. but na migitha cards kuda anni 0 balances ae unde. So adi kuda factor avthadi kada

[tokkalogola]

53 minutes ago, shaw183 said:

4yrs nundi vadatledu...95$ annual paduthundi..cancel cheste CS dobudaaa?

 

do one thing open another CC with no annual fee with same balance... and close this one so there is no change in balance..yeah you might get a hard hit.. unless you are in market for a house loan it shoul dbe ok...

[LazyRohit]

piccha lite if you other cards moosey em kadu

[shaw183]

4 minutes ago, tokkalogola said:

do one thing open another CC with no annual fee with same balance... and close this one so there is no change in balance..yeah you might get a hard hit.. unless you are in market for a house loan it shoul dbe ok...

no annual fee vi 3 cards unai already manchivi..util takve..next yr lo illu kondam ani chusthuna...

[swimsnoon]

Don't close your green card now. Wait for couple more months. AMEX is revamping green card. It might have the following benefits with revamp! Bing it!

Expected changes:

• Card earns at the following rates:
  • 4x points on gas purchases
  • 3x points on streaming services

American Express are also trying to include Amazon Prime as a benefit of this card. It isn’t clear if the $95 annual fee will be increased or not!