Auto Refinancing options help please

[sravanthi1234]

Hi,

i want to refinance my car which is currently with Nissan @ 4.12%. Please let me know the options and whom do i need to contact for best rates. Please help

 

Thanks

[ShruteSastry]

DCU

[Sonu_Patel]

6 minutes ago, sravanthi1234 said:

Hi,

i want to refinance my car which is currently with Nissan @ 4.12%. Please let me know the options and whom do i need to contact for best rates. Please help

 

Thanks

 

When did you purchase the Car ? 

[HugoStrange]

DCU, nenu monne chepincha 2.5 ki echadu, nenu full cash out chesukunna 

[sravanthi1234]

1 hour ago, Sonu_Patel said:

 

When did you purchase the Car ? 

last september. Sep -2019

[LadiesTailor]

Below 2 evvadanna istunnada ?

[sureshkonda]

59 minutes ago, HugoStrange said:

DCU, nenu monne chepincha 2.5 ki echadu, nenu full cash out chesukunna 

Cash out ante endi ?

[Sarvapindi]

59 minutes ago, HugoStrange said:

DCU, nenu monne chepincha 2.5 ki echadu, nenu full cash out chesukunna 

Cash out ante?

[LadiesTailor]

1 minute ago, sureshkonda said:

Cash out ante endi ?

 

Just now, Sarvapindi said:

Cash out ante?

New car value ki 90% daaka loan istadu refinance lo.... patha bank ki kattaga migilindi nee pocket lo... of course you end up paying back with interest 

[Sarvapindi]

2 minutes ago, LadiesTailor said:

 

New car value ki 90% daaka loan istadu refinance lo.... patha bank ki kattaga migilindi nee pocket lo... of course you end up paying back with interest 

How does refinance work? ipude present loan lo 6% interest undanuko..already 2 yrs payments katti.inka pay off amount 20,000 undanuko...ipudu refinance chesinapudu for 2.5% unte..vadu aa 20000 ki 2.5% interrest calculate chestada or how?

[Sarvapindi]

7 minutes ago, LadiesTailor said:

 

New car value ki 90% daaka loan istadu refinance lo.... patha bank ki kattaga migilindi nee pocket lo... of course you end up paying back with interest 

cash out amount ki same interest rate applies aa? if so best kada.. bayata personal loan rates 10% min unnay 

[sureshkonda]

8 minutes ago, LadiesTailor said:

 

New car value ki 90% daaka loan istadu refinance lo.... patha bank ki kattaga migilindi nee pocket lo... of course you end up paying back with interest 

That is a dumb idea 

[sureshkonda]

2 minutes ago, Sarvapindi said:

cash out amount ki same interest rate applies aa? if so best kada.. bayata personal loan rates 10% min unnay 

Credit cards with 0% leva ? Wellsfargo $20K limit 18 months 0% interest cards rendu unnayi naa kaada

[HugoStrange]

14 minutes ago, sureshkonda said:

Cash out ante endi ?

naa car already paid off unde, refinance chesi motham cash nenu thisukunna. DCU vadu 120% of ur car value isthadu loan so if ur car is worth 20k and u have 18k loan u can take upto 24k loan and take cash the rest 6k. 2.5% interest ante dead cheap, its less than pavala vaddi India terms lo.

[Sarvapindi]

1 minute ago, HugoStrange said:

naa car already paid off unde, refinance chesi motham cash nenu thisukunna. DCU vadu 120% of ur car value isthadu loan so if ur car is worth 20k and u have 18k loan u can take upto 24k loan and take cash the rest 6k. 2.5% interest ante dead cheap, its less than pavala vaddi India terms lo.

already paid off aithe refinance ela chestaru? ala kuda seyocha