MasterSujith Posted October 20, 2020 Report Share Posted October 20, 2020 Edhi better ? and Me employer provide cheyakapothe ,how much are u paying ? Quote Link to comment Share on other sites More sharing options...
Gentle_Boy Posted October 20, 2020 Report Share Posted October 20, 2020 Ltt... Quote Link to comment Share on other sites More sharing options...
Gentle_Boy Posted October 20, 2020 Report Share Posted October 20, 2020 If you have benefits post here Out of pocket costs Coverages Total costs Etc....medical dental and vision ki Quote Link to comment Share on other sites More sharing options...
Thokkalee Posted October 20, 2020 Report Share Posted October 20, 2020 Isn’t it too late in the year? Quote Link to comment Share on other sites More sharing options...
rajahmundry_bullodu Posted October 20, 2020 Report Share Posted October 20, 2020 HMO is cheaper as you need referral from your primary care physician first before going to any specialist. PPO lets you go to specialist directly and hence costly. generally premiums and copays differ for both. depends on your family health conditions. if you or wife or kids require frequent visits and expect surgeries , then PPO is better. Note - pregnancy and delivery does not make much difference. generally you can choose your own doctor whether PPO or HMO for pregnancy. hope that helps 1 Quote Link to comment Share on other sites More sharing options...
guntoor_rathaiah Posted October 20, 2020 Report Share Posted October 20, 2020 for delivery most of the hospitals only accepts PPO. Quote Link to comment Share on other sites More sharing options...
Galactus Posted October 20, 2020 Report Share Posted October 20, 2020 HMO is usually a smaller network than PPO , always opt for a PPO if you want to have more options for treatment Even with a PPO network , finding a doctor you want can be quite complicated , now a days most insurers have good pre-treatment cost analysis tools so you can use them to find treatment that can be affordable to you Also , as someone above mentioned HMO policies sometimes need referrals for specialists , this could be a hindrance PPO is usually a bit costly too compared to HMO Quote Link to comment Share on other sites More sharing options...
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