Unityunity2 Posted May 21, 2021 Report Share Posted May 21, 2021 5 hours ago, simha2727 said: Better.com 2.125 15 years no closing costs and am getting a credit of 1000 bucks...lender credit 3800. Is it for refinance ?? Or purchase Quote Link to comment Share on other sites More sharing options...
simha2727 Posted May 21, 2021 Report Share Posted May 21, 2021 8 hours ago, Unityunity2 said: Is it for refinance ?? Or purchase Refi... Quote Link to comment Share on other sites More sharing options...
patela_24 Posted June 3, 2021 Report Share Posted June 3, 2021 naa fico score 790 undhi. okavela 50k down payment chesi illu theesukuntey, entha estimate rate raavochu? oka 2.7-2.8 range lo untadha? also, can someone please suggest a good lender? Quote Link to comment Share on other sites More sharing options...
Unityunity2 Posted June 4, 2021 Report Share Posted June 4, 2021 30 minutes ago, patela_24 said: naa fico score 790 undhi. okavela 50k down payment chesi illu theesukuntey, entha estimate rate raavochu? oka 2.7-2.8 range lo untadha? also, can someone please suggest a good lender? Fico Score will not valid. They will took credit score from all three vendors and Banker will consider only Mid score not highest and lowest ( 790, 760 and 740 ). They will will consider 760 as your score. Anything 740 + you will get good rate. Yes currently 2.7 to 2.8 ravochhu. I got 2.125 for 15 yrs fix and my closing was done last week. Let me know if your interested to get more details Quote Link to comment Share on other sites More sharing options...
patela_24 Posted June 7, 2021 Report Share Posted June 7, 2021 On 6/3/2021 at 9:09 PM, Unityunity2 said: Fico Score will not valid. They will took credit score from all three vendors and Banker will consider only Mid score not highest and lowest ( 790, 760 and 740 ). They will will consider 760 as your score. Anything 740 + you will get good rate. Yes currently 2.7 to 2.8 ravochhu. I got 2.125 for 15 yrs fix and my closing was done last week. Let me know if your interested to get more details good to know, thanks for this info... yeah, I don't have much lines to affect my credit score, just one credit card and car payments... chuudali if the score can be validated between 750-760 atleast.. Quote Link to comment Share on other sites More sharing options...
SwamyRaRa Posted June 9, 2021 Report Share Posted June 9, 2021 When to close the rate for 30 year. For New home buyers Quote Link to comment Share on other sites More sharing options...
simha2727 Posted June 9, 2021 Report Share Posted June 9, 2021 you can lock the rate atleast 60days before closing. Some lenders offer 90 days rate lock too. Quote Link to comment Share on other sites More sharing options...
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