How to buy a house in usa?

[DesiPokiri]

Tell me like a you explain it to a person with zero knowledge va

[naranjaX]

First decide your budget ... decide a locality of your choice depending on several factors like proximity to work , affordability , good school district , safe neighborhood and any other such factors important to you 

Get pre approved for a home loan a few months before you decide to buy and which will also give you an approximate estimate of how much you can afford along with APY and EMI

Next catch hold of a good real estate broker either from a trusted source or based on research... if you already have a house in mind then you can work with the associated real estate company directly .... if buying a new house then most of the times it will be associated to a specific builder who also will have tie up to specific financial institutions 

Work with the real estate company and the financial institutions on various costs such as overall house cost , down payment (20% suggested if not additional PMI per month until 20% is paid off) , loan term .... other hidden costs include under writing and application fees , inspection fee (especially if not buying a new home) , escrow fees, mortgage insurance , home owners insurance , title-based fees , survey fees ( very rare) , appraisal fees , property tax and agent commissions,  HOA costs ( if the house is located with a HOA) 

While you finalize all the above, make sure you are getting your house customized if it's a new construction... a several builders use to throw in free upgrades to attract buyers but in this current seller market I don't think many are doing it 

If buying an existing house currently the trend is a lot of people either buying with cash or offering much more than the listed price depending on the locality 

[AvramFaind]

Buying a house in the USA can be a journey, but fear not—it's doable! Check out www.kennythecloser.net for some practical tips and insights. Kenny breaks down the nitty-gritty, from understanding the market to navigating paperwork. Start by getting pre-approved for a mortgage, then explore neighborhoods and connect with a local realtor.

[DallasKarreBaluGadu]

16 minutes ago, AvramFaind said:

Buying a house in the USA can be a journey, but fear not—it's doable!

MG ra 

[Variety_Pullayya]

On 1/4/2022 at 8:21 PM, naranjaX said:

First decide your budget ... decide a locality of your choice depending on several factors like proximity to work , affordability , good school district , safe neighborhood and any other such factors important to you 

Get pre approved for a home loan a few months before you decide to buy and which will also give you an approximate estimate of how much you can afford along with APY and EMI

Next catch hold of a good real estate broker either from a trusted source or based on research... if you already have a house in mind then you can work with the associated real estate company directly .... if buying a new house then most of the times it will be associated to a specific builder who also will have tie up to specific financial institutions 

Work with the real estate company and the financial institutions on various costs such as overall house cost , down payment (20% suggested if not additional PMI per month until 20% is paid off) , loan term .... other hidden costs include under writing and application fees , inspection fee (especially if not buying a new home) , escrow fees, mortgage insurance , home owners insurance , title-based fees , survey fees ( very rare) , appraisal fees , property tax and agent commissions,  HOA costs ( if the house is located with a HOA) 

While you finalize all the above, make sure you are getting your house customized if it's a new construction... a several builders use to throw in free upgrades to attract buyers but in this current seller market I don't think many are doing it 

If buying an existing house currently the trend is a lot of people either buying with cash or offering much more than the listed price depending on the locality 

nuvve rasava? mana DB lo ilanti wide open questions ki responses ivvakudadu...most are just trolling.