Epic Posted January 18, 2022 Report Share Posted January 18, 2022 City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply. just an fyi post. Reopened account upon request with a soft pull, credit limit increased. Quote Link to comment Share on other sites More sharing options...
Popular Post Spartan Posted January 18, 2022 Popular Post Report Share Posted January 18, 2022 oka auto payment petteste aipotunde kada i did same on my oldest card 3 Quote Link to comment Share on other sites More sharing options...
Netflixmovieguz Posted January 18, 2022 Report Share Posted January 18, 2022 Just now, Epic said: City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply. just an fyi post. 12 months inactivity kki close chesttaru or reduce your credit limit 1 Quote Link to comment Share on other sites More sharing options...
Epic Posted January 18, 2022 Author Report Share Posted January 18, 2022 Just now, Spartan said: oka auto payment petteste aipotunde kada i did same on my oldest card Auto payment zero balance for over 12 months unna inactive ani count avvada? Quote Link to comment Share on other sites More sharing options...
Netflixmovieguz Posted January 18, 2022 Report Share Posted January 18, 2022 happened to me once. Use cheeyyanni card close cheyyyatame best. Manage cheyyaleka saavali Quote Link to comment Share on other sites More sharing options...
Epic Posted January 18, 2022 Author Report Share Posted January 18, 2022 1 minute ago, Netflixmovieguz said: 12 months inactivity kki close chesttaru Should’ve given a heads up…bofa gave 60 day notice, same with TD 1 Quote Link to comment Share on other sites More sharing options...
Spartan Posted January 18, 2022 Report Share Posted January 18, 2022 1 minute ago, Epic said: Auto payment zero balance for over 12 months unna inactive ani count avvada? auto payment like edo oka bill ki ani like mobile or energy or water or atleast netflix bill in ur case yes they will close Quote Link to comment Share on other sites More sharing options...
Epic Posted January 18, 2022 Author Report Share Posted January 18, 2022 1 minute ago, Spartan said: auto payment like edo oka bill ki ani like mobile or energy or water or atleast netflix bill in ur case yes they will close Got it. Quote Link to comment Share on other sites More sharing options...
Netflixmovieguz Posted January 18, 2022 Report Share Posted January 18, 2022 1 minute ago, Epic said: Should’ve given a heads up…bofa gave 60 day notice, same with TD Citi closed mine too. Inkotti kooda close chessi credit limit one card kki movee cheddham anni thinking Quote Link to comment Share on other sites More sharing options...
anna_returns_1 Posted January 18, 2022 Report Share Posted January 18, 2022 2 minutes ago, Spartan said: auto payment like edo oka bill ki ani like mobile or energy or water or atleast netflix bill in ur case yes they will close Split payments jnto mtiple cards easy no. Quote Link to comment Share on other sites More sharing options...
kittaya Posted January 18, 2022 Report Share Posted January 18, 2022 6 minutes ago, Epic said: City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply. just an fyi post. Citibank discover BofA do the same va.. 1 Quote Link to comment Share on other sites More sharing options...
jiggubhai Posted January 18, 2022 Report Share Posted January 18, 2022 8 minutes ago, Epic said: City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply. just an fyi post. Citi bank is a ghetto bank man.. worst customer service. The only reason I would consider them is because of the 2% cash back card but now there are some alternatives for that Quote Link to comment Share on other sites More sharing options...
Netflixmovieguz Posted January 18, 2022 Report Share Posted January 18, 2022 4 minutes ago, jiggubhai said: Citi bank is a ghetto bank man.. worst customer service. The only reason I would consider them is because of the 2% cash back card but now there are some alternatives for that Use Apple card Quote Link to comment Share on other sites More sharing options...
shamsher_007 Posted January 18, 2022 Report Share Posted January 18, 2022 16 minutes ago, kittaya said: Citibank discover BofA do the same va.. discover did to me, i just avoiding that card. Quote Link to comment Share on other sites More sharing options...
shamsher_007 Posted January 18, 2022 Report Share Posted January 18, 2022 9 minutes ago, Netflixmovieguz said: Use Apple card use cheyakapothe em kaadaaa? Quote Link to comment Share on other sites More sharing options...
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