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Credit card closed due to inactivity(update)


Epic

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If you have many cards from the same bank, call the customer service and move over the limit from the idle cards to one or two main cards. Don’t forget to transfer/use the rewards programs on the unused cards before you close them.

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5 hours ago, shamsher_007 said:

discover did to me, i just avoiding that card. 

edi emi chesina, keep the first card in USA for lifee 

that is the one saving the credit history 

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11 hours ago, Epic said:

City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply.

just an fyi post.

I haven’t tried this but heard from my frnd that if we keep 1$ extra in the ac like if you overpay credit card by atlest 1$ and even though do not use it for 12 months then companies won’t be able to close the card…not sure if it’s a bug or that’s how it works

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nadi kuda Citi forward okati close chesaru due to inactivity ani, also chase freedom vadu half chesi dobbadu credit limit. 

Neku vallu close chesinadaniki score em debbathinadu but credit age thaggadam valla score paduthundi and also limit thaggadam valla nee total usage percentage perugadam vall thagguthundi score, but it will go back up on 6months. 

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  • 3 weeks later...
  • Epic changed the title to Credit card closed due to inactivity(update)
On 1/18/2022 at 11:04 AM, HugoStrange said:

nadi kuda Citi forward okati close chesaru due to inactivity ani, also chase freedom vadu half chesi dobbadu credit limit. 

Neku vallu close chesinadaniki score em debbathinadu but credit age thaggadam valla score paduthundi and also limit thaggadam valla nee total usage percentage perugadam vall thagguthundi score, but it will go back up on 6months. 

naku closing valla 40 points debba paddadi. vadu ichina amount very less 1500. discover vadu.

2 yrs back. ippudu thega offer chesthunnadu im simply ignoring that company.

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3 minutes ago, shamsher_007 said:

naku closing valla 40 points debba paddadi. vadu ichina amount very less 1500. discover vadu.

2 yrs back. ippudu thega offer chesthunnadu im simply ignoring that company.

Just for maintaining the credit age I had to do, ledha Picha lite card.

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5 minutes ago, Epic said:

30 days lo you can do ani online lo chadiva, so gave a shot.

good one, nenu ventane respond ayyi call chesa. is their any chance to open ante no cheppindi DM dhi.

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