Credit card closed due to inactivity(update)

[Epic]

City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply.

just an fyi post.

Reopened account upon request with a soft pull, credit limit increased.

[Spartan]

oka auto payment petteste aipotunde kada

i did same on my oldest card

[Netflixmovieguz]

Just now, Epic said:

City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply.

just an fyi post.

12 months inactivity kki close chesttaru or reduce your credit limit 

[Epic]

Just now, Spartan said:

oka auto payment petteste aipotunde kada

i did same on my oldest card

Auto payment zero balance for over 12 months unna inactive ani count avvada?

[Netflixmovieguz]

happened to me once. Use cheeyyanni card close cheyyyatame best. Manage cheyyaleka saavali

[Epic]

1 minute ago, Netflixmovieguz said:

12 months inactivity kki close chesttaru

Should’ve given a heads up…bofa gave 60 day notice, same with TD

[Spartan]

1 minute ago, Epic said:

Auto payment zero balance for over 12 months unna inactive ani count avvada?

auto payment like edo oka bill ki ani

like mobile or energy or water or atleast netflix bill 

in ur case yes they will close

[Epic]

1 minute ago, Spartan said:

auto payment like edo oka bill ki ani

like mobile or energy or water or atleast netflix bill 

in ur case yes they will close

Got it.

[Netflixmovieguz]

1 minute ago, Epic said:

Should’ve given a heads up…bofa gave 60 day notice, same with TD

Citi closed mine too. Inkotti kooda close chessi credit limit one card kki movee cheddham anni thinking 

[anna_returns_1]

2 minutes ago, Spartan said:

auto payment like edo oka bill ki ani

like mobile or energy or water or atleast netflix bill 

in ur case yes they will close

Split payments jnto mtiple cards easy no.

[kittaya]

6 minutes ago, Epic said:

City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply.

just an fyi post.

Citibank discover BofA do the same va..

[jiggubhai]

8 minutes ago, Epic said:

City bank vadu closed my account due to inactivity. Excellent credit score, zero late payments, customer for over 8 years. They didn’t even care to give a heads up before closing the account. This will have impact on my credit score, but they don’t care about it. They don’t have a way to reopen, except to reapply.

just an fyi post.

Citi bank is a ghetto bank man.. worst customer service. The only reason I would consider them is because of the 2% cash back card but now there are some alternatives for that

[Netflixmovieguz]

4 minutes ago, jiggubhai said:

Citi bank is a ghetto bank man.. worst customer service. The only reason I would consider them is because of the 2% cash back card but now there are some alternatives for that

Use Apple card 

[shamsher_007]

16 minutes ago, kittaya said:

Citibank discover BofA do the same va..

discover did to me, i just avoiding that card. 

[shamsher_007]

9 minutes ago, Netflixmovieguz said:

Use Apple card 

use cheyakapothe em kaadaaa?