spicyfish Posted February 10, 2022 Report Share Posted February 10, 2022 Better lo ikkada evaro post cheste velli how much I can afford ani check chestunna , having difficulty in reviewing ur credit ani vastundi. Called their customer service , some difficulty yesterday in credit checks anta. Today same issue.. Where else I can check? As a rule edo around 30% of pretax income ani nerd wallet lo nenu anukunna budget kante 125k ekkauva u can afford antunnadu. If I calculate after tax na sagam salary potundi . How n where to get goid idea Share ur thoughts Thanks Quote Link to comment Share on other sites More sharing options...
Spartan Posted February 10, 2022 Report Share Posted February 10, 2022 nu cheppindi okka mukka bhi ardham kaale.. affordability kosam sites lo check chese badalu..ur best judge for urself. 800K illu konta ante... 600K loan tesko..... 3.9% APR vesko. ..u will pay 2851 as mortgage per month, on top of it ne local taxes, monthly expenses ani kalipi veyi.. and check if that fits in ur budget... ledu ante...go for 700K home... 1 Quote Link to comment Share on other sites More sharing options...
Vaampire Posted February 10, 2022 Report Share Posted February 10, 2022 30% 40% work out kaavu. use ur own judgement. Bay area lo 70% post tax salary pothadhi mortgage ki 1 Quote Link to comment Share on other sites More sharing options...
Spartan Posted February 11, 2022 Report Share Posted February 11, 2022 off topic @csrcsr ninna telsina vallu okatanu.. Tracy lo 799K ki illu konnaru near Costco.. 2018 built. 4000sqft lot. 2450 living area. 1 Quote Link to comment Share on other sites More sharing options...
Vaampire Posted February 11, 2022 Report Share Posted February 11, 2022 Just now, Spartan said: off topic @csrcsr ninna telsina vallu okatanu.. Tracy lo 799K ki illu konnaru near Costco.. 2018 built. 4000sqft lot. 2450 living area. Good deal. Costco card vaadithey 2% discount ichada seller? Quote Link to comment Share on other sites More sharing options...
Spartan Posted February 11, 2022 Report Share Posted February 11, 2022 Just now, Vaampire said: Good deal better than undeveloped Mountainhouse though.. street datite grocery and costco... Quote Link to comment Share on other sites More sharing options...
csrcsr Posted February 11, 2022 Report Share Posted February 11, 2022 25 minutes ago, Spartan said: off topic @csrcsr ninna telsina vallu okatanu.. Tracy lo 799K ki illu konnaru near Costco.. 2018 built. 4000sqft lot. 2450 living area. oh tosaldia drive daaa ? or tracy hills Quote Link to comment Share on other sites More sharing options...
AFDB_Director Posted February 11, 2022 Report Share Posted February 11, 2022 1 hour ago, spicyfish said: Better lo ikkada evaro post cheste velli how much I can afford ani check chestunna , having difficulty in reviewing ur credit ani vastundi. Called their customer service , some difficulty yesterday in credit checks anta. Today same issue.. Where else I can check? As a rule edo around 30% of pretax income ani nerd wallet lo nenu anukunna budget kante 125k ekkauva u can afford antunnadu. If I calculate after tax na sagam salary potundi . How n where to get goid idea Share ur thoughts Thanks Calculate your DTI (Debt to Income ratio). This should be 50% or less for conventional loan. DTI = mortgage + taxes + car payment + loan min payments (check here for more : https://www.rocketmortgage.com/learn/debt-to-income-ratio as someone said above, calculate mortgage + taxes + insurance and see if you can tolerate it for next 10 years. if you can then you are ready to buy. Quote Link to comment Share on other sites More sharing options...
rmJU72 Posted February 11, 2022 Report Share Posted February 11, 2022 Keep asking them. They are usually v responsive Quote Link to comment Share on other sites More sharing options...
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