Better.com lo how much i can afford ..having difficulty in review

[spicyfish]

Better lo ikkada evaro post cheste velli how much I can afford ani check chestunna , having difficulty in reviewing ur credit ani vastundi.

Called their customer service , some difficulty yesterday in credit checks anta. 

Today same issue..

Where else I can check?

As a rule edo around 30% of pretax income ani nerd wallet lo nenu anukunna budget kante 125k ekkauva u can afford antunnadu.

If I calculate after tax na sagam salary potundi . How n where to get goid idea

Share ur thoughts

Thanks 

 

[Spartan]

  nu cheppindi okka mukka bhi ardham kaale..

 

affordability kosam sites lo check chese badalu..ur  best judge for urself.

800K illu konta ante... 600K loan tesko..... 3.9% APR vesko. ..u will pay 2851 as mortgage per month,

on top of it ne local taxes, monthly expenses ani kalipi veyi..

and check if that fits in ur budget...

ledu ante...go for 700K home...

 

[Vaampire]

30% 40% work out kaavu.

use ur own judgement. Bay area lo 70% post tax salary pothadhi mortgage ki

[Spartan]

off topic   @csrcsr  ninna telsina vallu okatanu.. Tracy lo 799K ki illu konnaru near Costco.. 2018 built.

  4000sqft lot.   2450 living area.

[Vaampire]

Just now, Spartan said:

off topic   @csrcsr  ninna telsina vallu okatanu.. Tracy lo 799K ki illu konnaru near Costco.. 2018 built.

  4000sqft lot.   2450 living area.

Good deal. Costco card vaadithey 2% discount ichada seller?

[Spartan]

Just now, Vaampire said:

Good deal

better than undeveloped Mountainhouse though..

street datite grocery and costco...

[csrcsr]

25 minutes ago, Spartan said:

off topic   @csrcsr  ninna telsina vallu okatanu.. Tracy lo 799K ki illu konnaru near Costco.. 2018 built.

  4000sqft lot.   2450 living area.

oh tosaldia drive daaa ?  or tracy hills

[AFDB_Director]

1 hour ago, spicyfish said:

Better lo ikkada evaro post cheste velli how much I can afford ani check chestunna , having difficulty in reviewing ur credit ani vastundi.

Called their customer service , some difficulty yesterday in credit checks anta. 

Today same issue..

Where else I can check?

As a rule edo around 30% of pretax income ani nerd wallet lo nenu anukunna budget kante 125k ekkauva u can afford antunnadu.

If I calculate after tax na sagam salary potundi . How n where to get goid idea

Share ur thoughts

Thanks 

 

Calculate your DTI (Debt to Income ratio). This should be 50% or less for conventional loan. 

DTI = mortgage + taxes + car payment + loan min payments (check here for more : https://www.rocketmortgage.com/learn/debt-to-income-ratio

as someone said above, calculate mortgage + taxes + insurance and see if you can tolerate it for next 10 years. if you can then you are ready to buy. 

[rmJU72]

Keep asking them. They are usually v responsive