Investment analysis/questions?

[AngularSurya]

Lets say 100k down cheyakunda vunte niku monthly oka 1000 perugutundi installment ah every month additional 1000 ah 100k niku 8 * 12 96 months so 8 years use chesukovachu ilopu house kuda 100k perugutundi so niku 7 percent kanna ekuva income ostundi kada

[AvramFaind]

Have you thought about other investment avenues, such as stocks, bonds, or even starting a small business? Diversifying your investments can help spread risk and potentially yield higher returns over time.

[RaphaelChou]

I appreciate your detailed analysis of rental property investment! It's crucial to crunch the numbers and understand the potential risks and gains before diving in.
Have you ever considered exploring opportunities in the oil and gas sector? It can be an intriguing field to diversify your portfolio. If you're interested, you might want to check out https://www.alphascendcapital.com/oil-and-gas-investment-opportunities for more insights.
When it comes to real estate investments like rental properties, it's essential to consider not just the immediate cash flow but also the long-term appreciation potential. Market conditions and location can play a significant role in your returns.

[nag]

On 1/12/2023 at 4:31 PM, pandemkodi said:

One of my friend got 2 properties in 2014 and 16.

he paid 5 per down and lived in those homes for 2 yrs 

now prices appreciated almost 80 percent 

and he has net cash flow 1.5k free money and depreciation is tax deductible and interest is tax ded . So it’s just time in the market . Yeh used to pay 300 from pocket initially but rents went up , interest rates gone down so he is net +ve cash flow and equity built . He won’t sell the property but takes money by either cash out refi or heloc .

Cash out refi is money you don’t pay any tax on and you can buy another property .

even if he wants to sell he can do 1031 exchnage where you skip paying interest .  

for how long he is getting tax ded on the Interest ?

 

[sarvayogi]

I have 3 investment homes in the US and its a heck of headache

Unless you can put 50-60 pc down dont even think of RE investment with the interest rates now

20-25 are very old methods..you dont get any benefit either with taxes or interest rates..forget cash flow

[beerboy17]

22 minutes ago, sarvayogi said:

I have 3 investment homes in the US and its a heck of headache

Unless you can put 50-60 pc down dont even think of RE investment with the interest rates now

20-25 are very old methods..you dont get any benefit either with taxes or interest rates..forget cash flow

can you share your experience ? i mean what kind of investment homes ? townhomes ? also what was your criteria before buying them such as price, age of house and any other factors ?

[sarvayogi]

7 minutes ago, beerboy17 said:

can you share your experience ? i mean what kind of investment homes ? townhomes ? also what was your criteria before buying them such as price, age of house and any other factors ?

SFR and town homes..but SFR are better long term...criteria was rents and location and future potential..

For each home I put 45-50 pc down...and positive cash flow on all 3 homes..

But I depleted so much of my savings...My debt other than mortgage is close to 300k and god knows how many credit cards , home equity loans , personal loans I have..Its a high risk game that too on H1

So go for it only if you prepared ... it will give you night mares. I cant imagine to loose job for an hour next 25 years

[Genuine11]

real estate investment depends mainly on good timing in US. 2010 to 2020 was right time to invest. I invested in a condo 7 years back and paid it off in less than 3 years, typically you should be able to pay it off in less than 5 years depending on the amount irrespective of whether it is rented or not. I am currently making good money vs what I have invested. I would recommend to look for below things before you invest in rental property

location is crucial

make sure that city has always people floating so you will have tenants 90% of the time

any rental property below 300k is good as you should not put all your money in one property

I would recommend to look for your nearby cities only so you don’t spend money on agent and sometimes you can repair small things

always prefer condos or apartments than single family as you will have less maintenance

[sarfaroshi2]

As the intrest rates are going down, is this a good time ?

[beerboy17]

9 hours ago, Genuine11 said:

real estate investment depends mainly on good timing in US. 2010 to 2020 was right time to invest. I invested in a condo 7 years back and paid it off in less than 3 years, typically you should be able to pay it off in less than 5 years depending on the amount irrespective of whether it is rented or not. I am currently making good money vs what I have invested. I would recommend to look for below things before you invest in rental property

location is crucial

make sure that city has always people floating so you will have tenants 90% of the time

any rental property below 300k is good as you should not put all your money in one property

I would recommend to look for your nearby cities only so you don’t spend money on agent and sometimes you can repair small things

always prefer condos or apartments than single family as you will have less maintenance

do you suggest townhome also ?

[Genuine11]

2 hours ago, beerboy17 said:

do you suggest townhome also ?

yes you can, I will always prefer for 2 bed 2 bath as more tenants will prefer it, look for not high HOA fees and also cap to give rent for because as per fannie and freddie I guess only 40% of units can be rented to get a loan in that community again this might be different based on city and state

I can suggest you better based on city and state message me your number if interested