Robinhood 4.4% APY

[JaiBalayyaaa]

47 minutes ago, CSR_Only_Fans said:

How much now % I bond ?

 

41 minutes ago, anna_gari_maata said:

Ibonds are now 6.89%

malla 5 yrs lopu ammithe inko 3% loss

dani meeda inflation will come down further

malla 10k$ limit undi it's very less. Gattiga 600$ vaatundi

Correct time lo konte 9% ochedi. DB lo repeated ga threads paddayi konnandra murro ani, vinakapote who is responsible. Also you can get up to 40k. 10k in your name, 10k in your wife's name, 10k gift to each other. 

[Epic]

What is this for? Uninvested cash in the account or brokerage cd?

[CSR_Only_Fans]

8 minutes ago, JaiBalayyaaa said:

 

Correct time lo konte 9% ochedi. DB lo repeated ga threads paddayi konnandra murro ani, vinakapote who is responsible. Also you can get up to 40k. 10k in your name, 10k in your wife's name, 10k gift to each other. 

Ok what % now @dasari4kntr

[CSR_Only_Fans]

8 minutes ago, Epic said:

What is this for? Uninvested cash in the account or brokerage cd?

Both 

[Epic]

9 minutes ago, JaiBalayyaaa said:

Also you can get up to 40k. 10k in your name, 10k in your wife's name, 10k gift to each other. 

I think the extra 20K for next year delivery, incase next year interest rate ekkuva unte you will miss out on buying.

[Epic]

4 minutes ago, CSR_Only_Fans said:

Ok what % now @dasari4kntr

6.89 until April, may- Nov prediction is 3.13

[CSR_Only_Fans]

Just now, Epic said:

6.89 until April, may- Nov prediction is 3.13

Ok

[dasari4kntr]

4 minutes ago, CSR_Only_Fans said:

Ok what % now @dasari4kntr

are you asking inflation or interest rates…? artham kaaledhu

 

anyway…

money market kooda konchem aachi toochi adugulu veyyandi…there is bubble farming over there…

 

[yemdoing]

33 minutes ago, FrustratedVuncle said:

Do we have to pay interest every year?

no...

[JaiBalayyaaa]

24 minutes ago, Epic said:

I think the extra 20K for next year delivery, incase next year interest rate ekkuva unte you will miss out on buying.

No, 10k for myself, 10k as gift to wife. 10k in wife's name, and 10k wife's gift to me. Total 40k I got at 9% when ibonds gurunchi post chesinappudu. 

[JaiBalayyaaa]

3 minutes ago, JaiBalayyaaa said:

No, 10k for myself, 10k as gift to wife. 10k in wife's name, and 10k wife's gift to me. Total 40k I got at 9% when ibonds gurunchi post chesinappudu. 

https://thefinancebuff.com/buy-i-bonds-as-gift.html

 

[dasari4kntr]

2 hours ago, anna_gari_maata said:

Evaraina vadtunnara ? entha varaku veyacchu antaru ...

1.5 Million varaku FDIC insured anta

deeni link vunte veyyi…

1.5 million fdic aa? are you sure about it…?

general gaa ee private high yield vi konchem risk vuntayi…

can you share the link…

 

[Hitman]

26 minutes ago, JaiBalayyaaa said:

No, 10k for myself, 10k as gift to wife. 10k in wife's name, and 10k wife's gift to me. Total 40k I got at 9% when ibonds gurunchi post chesinappudu. 

Is this true? Gifting each other? Did you do it?

[Epic]

27 minutes ago, JaiBalayyaaa said:

No, 10k for myself, 10k as gift to wife. 10k in wife's name, and 10k wife's gift to me. Total 40k I got at 9% when ibonds gurunchi post chesinappudu. 

Koddiga confusing ga undhi gift box concept - I think limit is 10k whatsoever but you are locking the interest rate of the bond.if your wife already reached the limit this year, you can’t gift her the same year, set the deliver to next year and then she can’t buy i bonds next year. Until you deliver, bond will be in your account accruing interest. You can buy unlimited bonds for same person, but can gift them once a year and they should not buy on their own.

You can deliver only one $10,000 I bond to each recipient per year, and you must make sure the recipient isn’t buying I bonds for themselves, or they will go over the annual limit.

 

[anna_gari_maata]

51 minutes ago, dasari4kntr said:

deeni link vunte veyyi…

1.5 million fdic aa? are you sure about it…?

general gaa ee private high yield vi konchem risk vuntayi…

can you share the link…

 

https://robinhood.com/us/en/support/articles/cash-sweep-program-interest-rate/

 

It's interest on Robinhood cash

 

No, you’ll start earning interest on your first cent. There’s also no maximum brokerage cash sweep balance that you can earn interest on, but cash deposited to these banks will only be covered by FDIC insurance up to a total maximum of $1.5 million (up to $250,000 per program bank, inclusive of deposits you may already hold at the bank in the same ownership capacity).