Indian banks are hell and rigid..

[dasari4kntr]

2 minutes ago, johnydanylee said:

Aithe bank change cheyyi 

Yes...if work is not done...next weekend going to hyd..there we open nre account in icici

[johnydanylee]

4 minutes ago, FrustratedVuncle said:

Village or city?

City aithe calmga ICICI ki po, SBI tho vegalev.

Ma village la ilage visigiste account close chesi na paisalu icheyandi Anna. Written letter Kavali annadu a counter vadu. 

English lo due to no respect for customer time and in efficient staff I want to close my account and escalate to higher authority Ani rasi icha. Manager gadu vachi NRI aa saaaar Ani 10mins lo all set chesi pampadu. 

PSU banks lo ide problem

Paper.. Paper antaaru

Naaku telisi mobile number update (For local accounts) icici vaadu ATM lo introduce chesi 15yrs ayyindi kaani ippudu kooda PSU banks aithe home branch ki velli form fill cheyyali

[vithanda_vadhi]

2 hours ago, dasari4kntr said:

In this week we visited 3 days to SBI just to setup NRE NRO account for my wife...(still work is not done...we may have to visit next week also)

Too much paper work and confusion in the bank...from desk to desk process and paper work changing.. 

Old people and village people are really struggling...for every desk for every small work KYC needs to be updated...all KYC happens at only one desk with huge queue... 

Some villagers and old people scolding them on the face...bank is just managing with police...whoever talking loud and questioning they are escorting them out.  

Otherside private banks are least trustable (among old and rural) so people are approaching SBI...So SBI is taking advantage of that situation..

Digitalization doesn't make sense until India fixing the rigid banking system and endless paper work and xerox copies of aadhar & sensitive papers are flying around....

My experience with SBI was different Bro. Online lo apply chesi, notarized documents post chesamu. Visited bank after a year or so once to get debit card passwords.

India lo kuda online lo apply chesi documents submit chesthe better emo..

[dasari4kntr]

11 minutes ago, vithanda_vadhi said:

My experience with SBI was different Bro. Online lo apply chesi, notarized documents post chesamu. Visited bank after a year or so once to get debit card passwords.

India lo kuda online lo apply chesi documents submit chesthe better emo..

Good...is that city or town..?

Today we spent 3 hours in bank...and gave up...

Will go to different bank...total 3 days  waste of time for me.. 

[sarfaroshi]

2 hours ago, dasari4kntr said:

In this week we visited 3 days to SBI just to setup NRE NRO account for my wife...(still work is not done...we may have to visit next week also)

Too much paper work and confusion in the bank...from desk to desk process and paper work changing.. 

Old people and village people are really struggling...for every desk for every small work KYC needs to be updated...all KYC happens at only one desk with huge queue... 

Some villagers and old people scolding them on the face...bank is just managing with police...whoever talking loud and questioning they are escorting them out.  

Otherside private banks are least trustable (among old and rural) so people are approaching SBI...So SBI is taking advantage of that situation..

Digitalization doesn't make sense until India fixing the rigid banking system and endless paper work and xerox copies of aadhar & sensitive papers are flying around....

Private banks are the best bro, go for HDFC or icici or Axis

[vithanda_vadhi]

10 minutes ago, dasari4kntr said:

Good...is that city or town..?

Today we spent 3 hours in bank...and gave up...

Will go to different bank...total 3 days  waste of time for me.. 

It is in a City. Town lo NRI account process idea leka complex chesi vuntaru. Good Luck

I feel pre submitted online form tho velli just documents submit cheyyadamu easy.