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No reason credit score dropped 40 points


iddaritho

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my credit score dropped 40 points with out recent activity , i didn't get any new stuff or took loan or any thing , no balance in credit cards, on time payment for everything else , how can this happen all of sudden just like that 

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Just now, iddaritho said:

my credit score dropped 40 points with out recent activity , i didn't get any new stuff or took loan or any thing , no balance in credit cards, on time payment for everything else , how can this happen all of sudden just like that 

did you check credit karma? they explain the reasons for drop

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6 hours ago, iddaritho said:

my credit score dropped 40 points with out recent activity , i didn't get any new stuff or took loan or any thing , no balance in credit cards, on time payment for everything else , how can this happen all of sudden just like that 

May be this is the reason  emo.. what's the update on creditkarma

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No update on credit karma , checking to see if there is any compromise , i don't use much of credit card , but still have mortgage and vehicle loan should be enough to keep paying them on time , to keep up the score 

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kaka...credit score itself is a trap...

credit caerd usage proper ga lekapothey score will drop which eventualully foce you to start using credit cards so that score gets up again and saga continues...

nuv enni reasons chusina, credit karma la chepina ae reason aina...are not actual reasons...!

 

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small tricks to improve your credit score : meeku 15K overall credit limit undi .. 5  or 6+ cards unte don’t apply new one . Be selective when you are applying a card . Anni credit cards ni limit penchamanandi.. meeru atleast 3-5K kattakunda unche candidates ayithe chala use avthadhi we trick .. Nenu annee credit cards ki limit penchukkunna.. citi , Amex , chase , discover anneetlo 10K+ limit .. so overall oka 5-8K balance pending lo pedtha .. ayina kani naa credit. Score 788 now +-

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25 minutes ago, Crazy_Robert said:

naa credit. Score 788 now

nuvvu darma raju vi kaka neeku kaka inkevariki istadu score. afdb lo 800 nee score. real life lo 788

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16 hours ago, iddaritho said:

my credit score dropped 40 points with out recent activity , i didn't get any new stuff or took loan or any thing , no balance in credit cards, on time payment for everything else , how can this happen all of sudden just like that 

may be your oldest card got closed out emo check chesuko bcz of inactivity or something. if you dont add new balance or no new card you score should stay same as last month.

get full report from one of the credit unions for free and check.

 

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