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Monthly Expenses in Household - Personal Finance


Sonu_Patel

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My Cousin moved from India about 5 years ago and comfortably living life in Austin Tx. He bought house in Austin Tx and asking suggestion on going back to India and claimed his expenses are getting out of control with managing 2 kids here. 

He and his wife both work in a very reputed companies and make around $250k per year.

- Bought home in Austin for $750k last year and Monthly Mortgage Payment - $4800

- Owning Tesla Model Y with Monthly Auto Payment - $1200

- First Kid - Elementary school - Monthly extra curricular activities (Dance, Swimming, Kung fu, Tutoring expenses) -  $300 

- Second Kid - Monthly Day Care expense - $1200

- Car Insurance Payments (Monthly) for 2 cars - $180

- Grocery Bills(Costco, Indian Groceries) - $500

- Shopping (Clothes, household stuff) - $500 

- Phone, Internet, Utility, Power, Gas - $500 - $800 can vary by season

- Vacation expenses (Quarterly) - $2000 - $5000 minimum 

Total aggregate expenses are around $10k -$11k per month which offsets the Monthly pay check and his concern is about savings. 

He actually owns his own paid off apartment in a Gated community in India and claiming he can save more in India if he and his wife work as expenses are low in India. 

Do you think he should return to India for better prospects or continue to make monthly payments. 

 

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13 minutes ago, Sonu_Patel said:

My Cousin moved from India about 5 years ago and comfortably living life in Austin Tx. He bought house in Austin Tx and asking suggestion on going back to India and claimed his expenses are getting out of control with managing 2 kids here. 

He and his wife both work in a very reputed companies and make around $250k per year.

- Bought home in Austin for $750k last year and Monthly Mortgage Payment - $4800

- Owning Tesla Model Y with Monthly Auto Payment - $1200

- First Kid - Elementary school - Monthly extra curricular activities (Dance, Swimming, Kung fu, Tutoring expenses) -  $300 

- Second Kid - Monthly Day Care expense - $1200

- Car Insurance Payments (Monthly) for 2 cars - $180

- Grocery Bills(Costco, Indian Groceries) - $500

- Shopping (Clothes, household stuff) - $500 

- Phone, Internet, Utility, Power, Gas - $500 - $800 can vary by season

- Vacation expenses (Quarterly) - $2000 - $5000 minimum 

Total aggregate expenses are around $10k -$11k per month which offsets the Monthly pay check and his concern is about savings. 

He actually owns his own paid off apartment in a Gated community in India and claiming he can save more in India if he and his wife work as expenses are low in India. 

Do you think he should return to India for better prospects or continue to make monthly payments. 

 

looks like one more AI model trained by Sonu bro

script chatgpt nunchi leparu 

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2 minutes ago, KATHRI said:

Dance, Swimming, Kung fu, Tutoring expenses

 

how do you get all these for $300?

fake post

it should be double or more than that - 700-800$

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48 minutes ago, Sonu_Patel said:

My Cousin moved from India about 5 years ago and comfortably living life in Austin Tx. He bought house in Austin Tx and asking suggestion on going back to India and claimed his expenses are getting out of control with managing 2 kids here. 

He and his wife both work in a very reputed companies and make around $250k per year.

- Bought home in Austin for $750k last year and Monthly Mortgage Payment - $4800

- Owning Tesla Model Y with Monthly Auto Payment - $1200

- First Kid - Elementary school - Monthly extra curricular activities (Dance, Swimming, Kung fu, Tutoring expenses) -  $300 

- Second Kid - Monthly Day Care expense - $1200

- Car Insurance Payments (Monthly) for 2 cars - $180

- Grocery Bills(Costco, Indian Groceries) - $500

- Shopping (Clothes, household stuff) - $500 

- Phone, Internet, Utility, Power, Gas - $500 - $800 can vary by season

- Vacation expenses (Quarterly) - $2000 - $5000 minimum 

Total aggregate expenses are around $10k -$11k per month which offsets the Monthly pay check and his concern is about savings. 

He actually owns his own paid off apartment in a Gated community in India and claiming he can save more in India if he and his wife work as expenses are low in India. 

Do you think he should return to India for better prospects or continue to make monthly payments. 

 

Yes he should immediately return. 

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40 minutes ago, Pavanonline said:

Last time kaki lekkalu chepthe dengarani konchem reasonable numbers tho vachava, inka chala bokkalunnai, try again

Extra curricular activities ki 300$ monthly ante dead cheap

costco and grocery 500$ ante dead cheap

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54 minutes ago, Sonu_Patel said:

My Cousin moved from India about 5 years ago and comfortably living life in Austin Tx. He bought house in Austin Tx and asking suggestion on going back to India and claimed his expenses are getting out of control with managing 2 kids here. 

He and his wife both work in a very reputed companies and make around $250k per year.

- Bought home in Austin for $750k last year and Monthly Mortgage Payment - $4800

- Owning Tesla Model Y with Monthly Auto Payment - $1200

- First Kid - Elementary school - Monthly extra curricular activities (Dance, Swimming, Kung fu, Tutoring expenses) -  $300 

- Second Kid - Monthly Day Care expense - $1200

- Car Insurance Payments (Monthly) for 2 cars - $180

- Grocery Bills(Costco, Indian Groceries) - $500

- Shopping (Clothes, household stuff) - $500 

- Phone, Internet, Utility, Power, Gas - $500 - $800 can vary by season

- Vacation expenses (Quarterly) - $2000 - $5000 minimum 

Total aggregate expenses are around $10k -$11k per month which offsets the Monthly pay check and his concern is about savings. 

He actually owns his own paid off apartment in a Gated community in India and claiming he can save more in India if he and his wife work as expenses are low in India. 

Do you think he should return to India for better prospects or continue to make monthly payments. 

 

How neeke dhorukuthavi ilantivi … great abba

cost of living ke bhaya putte expenses list vesaav

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