Dwi/dui Help

[edisav_edava]

maa friend okadu naa car teeska poyi accident cchesadu...full thagi unnadu....naa car full damaged....insurance lo vadi peru ledu...naadi progressive insurance...full coverage undi....kotha car koni just 9 months avuthundi.....car is impounded as of now...entha damage ayyindo telidu as i wasnt there....

cop vachi maa vodini arrest chesaru...ivvala release chesaru vadini 3 tkts ichi....driving without license (he didnt carry it while driving), reckless driving, dwi case esaru....

ippudu em cheyalo ardham kavatledu...as of now insurance lo claim chesina....evarikkanna NJ lo manchi dwi lawyers telusthe cheppandi.....next em cheyocho cheppandi/...???

[littlestar]

dude..

[tom bhayya]

inthaki attorney deniki neeka mee friend kaa

[Nellore Pedda reddy]

[chillax]

[quote name='ChandraBhai' timestamp='1333229122' post='1301584347']
China accident aytey car repair cheyinchuko nuvve

Mee frnd gadi gudha balupu soosi navvala edvala teliyatla

Enduku ala chestaroooo dani Consequences telisaka kooda
[/quote]

[riddle]

naaku telisi.. mee friend di nee address kakabothe ...

others who does not have same address of yours.. drive chesina nee insurance cover chestundhi... correct ga confirmed ga telidhu but konchem google chesi chudu

general ga nee address share ayithe drive chesedattu ayithe inni days lo additional insured ga add cheyali ane untundhi..

[riddle]

For the most part, auto insurance follows the car and not the driver; so, yes, most of the time if a friend drives your car they are covered by your auto insurance policy. You will want to verify with your particular insurance agent that your specific policy covers those who may drive your car that are not specifically covered by your policy. The fact of the matter is that, even while it will probably be more common that your insurance would cover drivers not on the policy, there are a lot of differing rules and guidelines about both who can actually be covered and what kind of coverage will be extended.

[url="http://www.insuranceproviders.com/if-a-friend-drives-my-car-are-they-covered-by-my-auto-insurance-policy/"]http://www.insuranceproviders.com/if-a-friend-drives-my-car-are-they-covered-by-my-auto-insurance-policy/[/url]

[riddle]

[color=#535353][font=myriad-pro, sans-serif][size=4]Hopefully you are asking this because you are thinking about loaning your car out, not because your friend borrowed your car and had an accident. In either case, as the primary owner of the vehicle, your own auto insurance policy would pay for property damage or personal injury caused by your friend while driving your car. If your friend has auto insurance, it may pay for any charges that exceed the limits on your policy.[/size][/font][/color]
[color=#535353][font=myriad-pro, sans-serif][size=4]In a situation where both your insurance and your friend’s insurance are tapped out, both of you may still be held personally liable to pay. However, you will only be responsible if someone can show you were somehow liable for the accident. For instance, if you knew your friend was dangerous behind the wheel and let him drive your car anyway, you could be partly responsible for the accident.[/size][/font][/color]


[color=#ff0000][font=myriad-pro, sans-serif][size=4]Your own collision coverage will pay for damages to your car, less your deductible[/size][/font][/color][color=#535353][font=myriad-pro, sans-serif][size=4]. If you have no collision coverage, but your friend has collision on a policy of his own, you should try to get the damages covered under your friend’s policy. Of course, he may not want you to make a claim because it could cause his rates to go up. Still, the coverage is there and you can report it yourself instead of asking him to do it. If he borrows your car, he should cover the damages he caused.[/size][/font][/color]

[color=#535353][font=myriad-pro, sans-serif][size=4]Source - [url="http://www.autoinsuranceadvice.com/insurance-questions/548/if-my-friend-gets-in-an-accident-in-my-car-which-insurance-company-pays-the-claim/"]http://www.autoinsur...pays-the-claim/[/url][/size][/font][/color]

[evadigolavadide]

nee baadha ippudu nee friend gurincha? leka nee car gurincha?...[img]http://1.bp.blogspot.com/-_v14rku7lyc/T3W_oV0Ta4I/AAAAAAAACwo/-jLP5h0D-Dc/s1600/brahmi+GIF.gif[/img]

[edisav_edava]

naa car financed thru dealer....insurance vadiki pakkaga ivvali...chala pedda damage.....front full phat...from glass fully broken...window broken....nenu tahgesi padukunna....vadu inkokadu driving mazaa kosam car teeskoni vellaru.....podduna legise sariki jail lo unna ani phone chesadu

[edisav_edava]

[quote name='evadigolavadide' timestamp='1333230371' post='1301584439']
nee baadha ippudu nee friend gurincha? leka nee car gurincha?...[img]http://1.bp.blogspot.com/-_v14rku7lyc/T3W_oV0Ta4I/AAAAAAAACwo/-jLP5h0D-Dc/s1600/brahmi+GIF.gif[/img]
[/quote]

friends are safe without any injuries...so ippudu naa badha naa car gurinchi.....vaddu vaddu ani chepparu vere vallu car teeyaku ani...ayina sare velladu...so dwi gurinchi nenu lite....

[riddle]

Scenario No. 1: Your friend drives your car and causes an accident with minimal damage.
If you loan your car to a friend, he causes an accident and both of you have car insurance, your insurance will pay and you'll have to pay your deductible. The reason? Your auto insurancepolicy insures your vehicle plus "you, any relative, and anyone else using your car if the use is (or reasonably believed to be) with your permission."

Scenario No. 2: Your insured friend drives your car and causes an accident with a lot of damage.
[Let Insure.com help you find affordable car insurance now.]
Let's say the accident your friend causes results in serious bodily injury to others and property damage. Liability coverage consists of two parts: bodily injury liability and physical damage liability. The driver's policy covers the driver and all passengers in the vehicle for bodily injury. The car owner's liability covers property damage caused by his or her car. Liability insurance also covers the cost of your legal fees in the event that you are sued.
But if the damage exceeds your insurance liability limits, the courts can attach your personal assets, such as your home, to recover damages. Liability coverage won't pay for damages beyond the limit for which you are insured.
Cases in which you and your friend share the cost of the accident are known as "pro rata." If your friend was at fault, your insurance companies can share the cost. For example, say your friend causes $11,000 in property damage while driving your car. You have $25,000 in property damage coverage and your friend has $15,000; total coverage is $40,000. You and your friend may share the cost proportionally. Initially, your insurance would likely pay the full cost of the accident. It would then seek compensation from your friend's insurer to recover his or her share.

Scenario No. 3: Your uninsured friend drives your car and causes a lot of damage.
Lending your car to an uninsured friend can land you in a world of hurt. In this case, your uninsured friend has put you in a really bad spot. If the damage your friend causes exceeds your policy limits, the injured party can come after you for medical and property-damage expenses.

Scenario No. 4: Your friend drives your car without your permission and crashes it.
You're not likely to be held accountable for the damages because your friend borrowed your vehicle without your knowledge. In this case, your friend's insurance (assuming he or she has it) will kick in first. If your friend isn't covered, you'll probably need to use your collision insurance to cover the damages to your own vehicle and your liability insurance would cover damage to others' property. Bear in mind that insurance companies will assume a friend has permission to use your car unless there are clear indications that you denied permission, such as a drunken friend who drives away in your car without your knowledge.

Scenario No. 5: Your car is stolen and then crashed.
If the thief crashes into someone or something, you won't be held responsible for the damages done to other people and their property, but you probably will have to use your collision insurance to pay for the damage to your car. Don't count on the thief having auto insurance, let alone enough money to spring for repairs and medical expenses. Even if the thief has insurance, his company won't pay for his criminal act.

Source - [url="http://www.insure.com/car-insurance/friend-crashes-car.html"]http://www.insure.com/car-insurance/friend-crashes-car.html[/url]

[riddle]

[quote name='edisav_edava' timestamp='1333230394' post='1301584442']
naa car financed thru dealer....insurance vadiki pakkaga ivvali...chala pedda damage.....front full phat...from glass fully broken...window broken....nenu tahgesi padukunna....vadu inkokadu driving mazaa kosam car teeskoni vellaru.....podduna legise sariki jail lo unna ani phone chesadu
[/quote]

you are at least lucky that vaadu velli evarino guddi personal injuries cheyala.. appudu nee insurance limits datithe nee midhaki vachedhi amount..

anyway looks like insurance will cover the damage... call them and report... nee insurance premium peruguthundhi next renewal ki..

[edisav_edava]

[quote name='riddle' timestamp='1333230262' post='1301584430']
[color=#535353][font=myriad-pro, sans-serif][size=4]Hopefully you are asking this because you are thinking about loaning your car out, not because your friend borrowed your car and had an accident. In either case, as the primary owner of the vehicle, your own auto insurance policy would pay for property damage or personal injury caused by your friend while driving your car. If your friend has auto insurance, it may pay for any charges that exceed the limits on your policy.[/size][/font][/color]
[color=#535353][font=myriad-pro, sans-serif][size=4]In a situation where both your insurance and your friend’s insurance are tapped out, both of you may still be held personally liable to pay. However, you will only be responsible if someone can show you were somehow liable for the accident. For instance, if you knew your friend was dangerous behind the wheel and let him drive your car anyway, you could be partly responsible for the accident.[/size][/font][/color]


[color=#ff0000][font=myriad-pro, sans-serif][size=4]Your own collision coverage will pay for damages to your car, less your deductible[/size][/font][/color][color=#535353][font=myriad-pro, sans-serif][size=4]. If you have no collision coverage, but your friend has collision on a policy of his own, you should try to get the damages covered under your friend’s policy. Of course, he may not want you to make a claim because it could cause his rates to go up. Still, the coverage is there and you can report it yourself instead of asking him to do it. If he borrows your car, he should cover the damages he caused.[/size][/font][/color]

[color=#535353][font=myriad-pro, sans-serif][size=4]Source - [url="http://www.autoinsuranceadvice.com/insurance-questions/548/if-my-friend-gets-in-an-accident-in-my-car-which-insurance-company-pays-the-claim/"]http://www.autoinsur...pays-the-claim/[/url][/size][/font][/color]
[/quote]

my friend who was driving doesnt have insurance at all...he is not on the policy too...but another friend who was the passenger is there on policy...i think they hit couple of cars parked parallel on the street....

[riddle]

[quote name='edisav_edava' timestamp='1333230644' post='1301584473']

my friend who was driving doesnt have insurance at all...he is not on the policy too...but another friend who was the passenger is there on policy...i think they hit couple of cars parked parallel on the street....
[/quote]

nee friend ki insurance lekapothe nee insurance ye cover cheyali... aa cars damage kuda nee car midhe padathadi.. passenger ga unna nee friend ki insurance unna thana insurance cover cheyadu anukunta.. thanu drive chesi unte chesedhi