Lee_King Posted July 1, 2015 Author Report Share Posted July 1, 2015 I took from lic in 2007, there is no early payment penalty, if you are a nri. But I guess there no penalty for local residents too nowadays Koni Banks lo Early payment ki penalty untadi ani vinanu. Meeku interest rate ela padindi.. eni years ki tisukunaru. Link to comment Share on other sites More sharing options...
Lee_King Posted July 1, 2015 Author Report Share Posted July 1, 2015 bhaiya...PM me your details. pani ayipoddi...believe me Done Link to comment Share on other sites More sharing options...
Lee_King Posted July 1, 2015 Author Report Share Posted July 1, 2015 Mee father ni LIC ni approach avamanu They will help u with all the docs When am in front of lappy .. I will give u a detailed reply if you are still searching for answers .. Thread lift chesi pm ettu Notarization ki u don't Need to go embassy Go to lawyer .. Per hr will charge certain amount Or per page attestation he will charge 20 pounds (this is better) .. Motham 120 pounds approx Thank you bro, Sure, i will ping you emana avasaram unte Link to comment Share on other sites More sharing options...
Lee_King Posted July 1, 2015 Author Report Share Posted July 1, 2015 SBI lo knocham thakuva undi interest rate 9.75% (and for women 9.70%) Here is the complete check list for NRI Loan: Completed Loan application. Three Passport size photographs including those affixed in the loan application. ** Copy of Passport including page containing visa stamping.(TO BE NOTORISED) ** Copy of valid work permit.(TO BE NOTORISED) ** Copy of employment contract/offer letter .(TO BE NOTORISED) ** Latest salary slips for 3 months notarized. .(TO BE NOTORISED) **Latest Credit Report of individuals.(TO BE NOTORISED) ** Copy of Identity Card issued by the employer. .(TO BE NOTORISED) ** Proof of Residence (driving license/utility bills etc.) .(TO BE NOTORISED) ** Statement of overseas bank account for the last six months which reflect credit of salary, savings etc. and 6 months statement of NRE/NRO A/c in India.(TO BE NOTORISED) **Power of Attorney, if applicable, in Bank’s standard format duly stamped and notorized the applicant should sign on both pages of GPA. .(TO BE NOTORISED) Copy of latest W2 and income tax returns for the last two years. Assets & Liabilities statement 14. ECS Forms 3 copies Print and Pls Signature Customer Pls your Signature only don’t fill up ECS Form only you’re Signature (This is for EMI-auto debit from your NRE/NRO saving accounts). ** All the above copies of documents to be notorized Inka emanna details kavalante cheppu...ATB note: checklist numbering ignore cheye... Thanks Bro antha clear ga undi, Early payment penalty emana idea unada?? Link to comment Share on other sites More sharing options...
maximummax Posted July 1, 2015 Report Share Posted July 1, 2015 power of attorney notarize cheyiste chalu I did d same .. Indian embassy y in to d picture? Nen HDFC lo teskunna Hdfc application formpower of attorney notarized passport notarized visa copy notarized 6 months bank statement 6 months pay slips if u have NRe/nro account ha bank vi 6 months statements overseas lo edana loan unte ha bank vi Oka 6 months statements emoloyer offer letter address proof ki any utilities bill notarized 4 passport size photos registration kosam Edo thumb impression form and every page should be self attested Power of attorney enduku? is this right : we need to submit it to the bank saying they have power of attorney address proof US da? Link to comment Share on other sites More sharing options...
agora Posted July 1, 2015 Report Share Posted July 1, 2015 Power of attorney enduku? is this right : we need to submit it to the bank saying they have power of attorney address proof US da? yeah adress proof US de.. Nen cheppina list mottam US nunchi courier cheyali.. power of attorney man intlo valaki evarkana okarki ivvali.. evarkaite istamo they will talk to d bank behalf of us and loan sanction ayyaka check ichedi kuda power of attorney chesinavalake Link to comment Share on other sites More sharing options...
agora Posted July 1, 2015 Report Share Posted July 1, 2015 Thanks for the Info. Loan entha tisukunavm, interest rate entha, eni years??? Interest rate Fixed OR Floating ?? interest rate 9.85/anum floating --yes bank-- hdfc Link to comment Share on other sites More sharing options...
sunny_ics123 Posted July 1, 2015 Report Share Posted July 1, 2015 --> no early payments for majority of nationalized banks. --> Loan Processing fee untadi but depends on bank. You can check with bank. --> Insurance tesukomantaru but you can decline it. --> People usual ga 15 or 20 years loan tenture tesukontaru to set lower EMI but mostly <10 yrs lo payoff chestaru. Thanks Bro antha clear ga undi, Early payment penalty emana idea unada?? Link to comment Share on other sites More sharing options...
venkannadora Posted July 1, 2015 Report Share Posted July 1, 2015 SBI lo knocham thakuva undi interest rate 9.75% (and for women 9.70%) Here is the complete check list for NRI Loan: Completed Loan application. Three Passport size photographs including those affixed in the loan application. ** Copy of Passport including page containing visa stamping.(TO BE NOTORISED) ** Copy of valid work permit.(TO BE NOTORISED) ** Copy of employment contract/offer letter .(TO BE NOTORISED) ** Latest salary slips for 3 months notarized. .(TO BE NOTORISED) **Latest Credit Report of individuals.(TO BE NOTORISED) ** Copy of Identity Card issued by the employer. .(TO BE NOTORISED) ** Proof of Residence (driving license/utility bills etc.) .(TO BE NOTORISED) ** Statement of overseas bank account for the last six months which reflect credit of salary, savings etc. and 6 months statement of NRE/NRO A/c in India.(TO BE NOTORISED) **Power of Attorney, if applicable, in Bank’s standard format duly stamped and notorized the applicant should sign on both pages of GPA. .(TO BE NOTORISED) Copy of latest W2 and income tax returns for the last two years. Assets & Liabilities statement 14. ECS Forms 3 copies Print and Pls Signature Customer Pls your Signature only don’t fill up ECS Form only you’re Signature (This is for EMI-auto debit from your NRE/NRO saving accounts). ** All the above copies of documents to be notorized Inka emanna details kavalante cheppu...ATB note: checklist numbering ignore cheye... bro nenu SBI lo try chesthunna. Credit report copy kuda pampala? naku score low vundhi bro. its mandatory ? Link to comment Share on other sites More sharing options...
sunny_ics123 Posted July 1, 2015 Report Share Posted July 1, 2015 Nenu pampinchina checklist is from SBI. All are mandatory. Credit history "freecreditreport" nundi tesuko, he will give full details. Score low unna no problem.You can always show asserts in India. Documents anni pakkaga ready chesuko (especially when you are abroad) otherwise loan process delay avthadi. bro nenu SBI lo try chesthunna. Credit report copy kuda pampala? naku score low vundhi bro. its mandatory ? Link to comment Share on other sites More sharing options...
Lee_King Posted July 3, 2015 Author Report Share Posted July 3, 2015 SBI vaadu list ichadu, Motham 32+ pages notary cheppinchali anta. each page £15.00 auvtundi London lo. Total cost vachi £480.00 auvndi, india ki flight ticket ippudu £390 undi. so india poyi apply cheyadam best option anipistundi. NRI's india poyi loan apply chese process evariki ana telusa. Link to comment Share on other sites More sharing options...
ronitreddy Posted July 3, 2015 Report Share Posted July 3, 2015 nenu oka 6 months kindha axis bank lo tiskunna.. naku axis bank lo ne NRI account undhi from almost 2.5 yrs. processing time 10-15 days.. interest rate 10% loan evari peru paina tiskuntunnaro vallavi anni documents adguthadu.. passport, work authorization, 6 pay stubs etc inko id ne peru mida undi..adi nuvvu kadaa? Link to comment Share on other sites More sharing options...
ronitreddy Posted July 3, 2015 Report Share Posted July 3, 2015 :o edhanna unte ikkada cheppochu ga Indhulo secret em undhi may be agent emo Link to comment Share on other sites More sharing options...
ronitreddy Posted July 3, 2015 Report Share Posted July 3, 2015 bro nenu SBI lo try chesthunna. Credit report copy kuda pampala? naku score low vundhi bro. its mandatory ? general ga adgutharu credit report.. Link to comment Share on other sites More sharing options...
stag Posted July 6, 2015 Report Share Posted July 6, 2015 inko id ne peru mida undi..adi nuvvu kadaa? no bro Link to comment Share on other sites More sharing options...
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