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r2mbabu

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FYI...

Discover Card members will sign up to earn 5% Cashback Bonus on up to $1,500 in purchases at Amazon.com, Department Stores and Sam's Club from October through December 2016.

I never saw a 5% cashback at sam's club from Discover.

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On 6/13/2016 at 5:25 PM, r2mbabu said:

NO ANNUAL FEE *

5% cash back in categories that change each quarter offered to all card members up to the quarterly maximum when you sign up. Like 5% cashback from amazon purchases. 

1% cash back or more on all other purchases

No foreign transaction fee

Track recent FICO® Credit Scores for free on monthly statements and online 6

Cashback MatchTM Only from Discover, as of June 2016. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, Your cash back will not be matched.You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

 Intro purchase APR is 0% for 12 months from date of account opening

 

When you apply with referral you will have more approval chances even with less credit score. You will get total $100 sign up bonus. 

referral link  

The reconsideration process: don't worry and give up when your application is rejected with discover. There is a work around. When a credit card issuer declines to grant an applicant an account, it is required by law to provide a reason. And thankfully, most card issuers are willing to hear an appeal. Applicants can simply contact their bank’s reconsideration line and speak with a representative about their application. The representative may override the decision then, or at least give the applicant the chance to provide more information with which to reconsider the application. 

Here is the numbers to call for reconsideration for  Discover: 888-676-3695

Many of friends got approved after initial denial.  

 

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On 8/3/2016 at 2:16 PM, Spartan said:

pay bills on time...interest kattali but not more than 3 months.

keep the balance minimal less tan 30% of ur total limit (all cards)

edey big differenc to any one

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