Should I refinance my home loan??

[hotmaddy]

20 months ago home purchased:     4.5% Rate,  Credit score: 675, 10% Down Payment,  30 Year Fixed,  PMI        adi idi baaduthunnadu.

Ippudu: Credit Score: 740, I can pay another 15% down payment.

Should I go for refinance or if I include closing cost etc anni kalipi it will end up same aaa? Interest rates tempting.

 

[WigsandThighs]

Waste..corona vacchi andharu potharu anta..keep cash habdy and check after 6 months if lucky and being alive 👍

[sameer1384]

13 minutes ago, hotmaddy said:

20 months ago home purchased:     4.5% Rate,  Credit score: 675, 10% Down Payment,  30 Year Fixed,  PMI        adi idi baaduthunnadu.

Ippudu: Credit Score: 740, I can pay another 15% down payment.

Should I go for refinance or if I include closing cost etc anni kalipi it will end up same aaa? Interest rates tempting.

 

yes you can . I bought a home Exactly 12 months ago for 4.25% for 30 yrs. for almost 7 months principal amount didn't changed much.
I refinanced my home again in November with 3.125 for 15 yrs. I paid close to $10,000(one year Escrow amount) for closing cost . Missed one month payment

But later I got my $8,000 back from my previous lender in the form of Escrow . $2000 difference goes for missing month payment. 
Almost No Extra cash for the refinance

only 500$ ekkuva ayyindhi monthly payment but after 2 yrs I am going to get rid of my PMI. then it will be just 450$ more.

No regrets . 
It's almost like a gambling . you take money from some where else and keep it some where . more or less you get benefited . But need to prepare for the loss

[Simple123]

20 minutes ago, hotmaddy said:

20 months ago home purchased:     4.5% Rate,  Credit score: 675, 10% Down Payment,  30 Year Fixed,  PMI        adi idi baaduthunnadu.

Ippudu: Credit Score: 740, I can pay another 15% down payment.

Should I go for refinance or if I include closing cost etc anni kalipi it will end up same aaa? Interest rates tempting.

 

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

[HEROO]

6 months tarvatha free homes anta andariki 3 bed illu schema by thaatha !!

[LastManStanding]

You should...probbaly the best time in our life time to refi...50 year low ippudu...10 yr treasury goranga padipoindi...inta kante padatam kashtam...90-92% r eligible when considering a minimum of $50 savings a month...btw credit score ante fico ne ga? fico takkuva untundi konchem usual ga nee regular scores kante

[PhillyDotNetGuy]

1 hour ago, Simple123 said:

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

2.75% with no closing costs? Lender name please..

[ravana]

1 hour ago, Simple123 said:

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

points emanna vunnaya

[mettastar]

2 hours ago, Simple123 said:

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

bro lender details pampu 

[Dixitulu]

44 minutes ago, PhillyDotNetGuy said:

2.75% with no closing costs? Lender name please..

Lender details plz and also what’s the loan amount 

[Sonu_Patel]

45 minutes ago, PhillyDotNetGuy said:

2.75% with no closing costs? Lender name please..

 enni sarlu refinance chepistav bro

[Simple123]

31 minutes ago, mettastar said:

bro lender details pampu 

telegram lo pamipsta

[Guest]

1 hour ago, LastManStanding said:

You should...probbaly the best time in our life time to refi...50 year low ippudu...10 yr treasury goranga padipoindi...inta kante padatam kashtam...90-92% r eligible when considering a minimum of $50 savings a month...btw credit score ante fico ne ga? fico takkuva untundi konchem usual ga nee regular scores kante

+69

[chicchara]

5 hours ago, Simple123 said:

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

lender details pls

[pandemkodi]

March 17 another rate cut 2.75 easy ya vastadi