pandemkodi Posted March 6, 2020 Report Share Posted March 6, 2020 5 hours ago, Simple123 said: Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , you will save a lot in monthly payments Lender pls Quote Link to comment Share on other sites More sharing options...
k2s Posted March 6, 2020 Report Share Posted March 6, 2020 5 hours ago, hotmaddy said: 20 months ago home purchased: 4.5% Rate, Credit score: 675, 10% Down Payment, 30 Year Fixed, PMI adi idi baaduthunnadu. Ippudu: Credit Score: 740, I can pay another 15% down payment. Should I go for refinance or if I include closing cost etc anni kalipi it will end up same aaa? Interest rates tempting. go for refinance Quote Link to comment Share on other sites More sharing options...
cloud Posted March 6, 2020 Report Share Posted March 6, 2020 I m getting 3.25 30 yrs .. inka cheap unnaya .. shud i lock now or after marxh 17 fed cuts .. closing in mid april Quote Link to comment Share on other sites More sharing options...
pandemkodi Posted March 6, 2020 Report Share Posted March 6, 2020 9 minutes ago, cloud said: I m getting 3.25 30 yrs .. inka cheap unnaya .. shud i lock now or after marxh 17 fed cuts .. closing in mid april Naku oka lender gadu 3 ista annadu 4700 closing cost so I Am waiting . march 17 cut vuntadi 25 points ina Quote Link to comment Share on other sites More sharing options...
tom bhayya Posted March 7, 2020 Report Share Posted March 7, 2020 1 hour ago, pandemkodi said: Naku oka lender gadu 3 ista annadu 4700 closing cost so I Am waiting . march 17 cut vuntadi 25 points ina Enno illu kontunnavu? Quote Link to comment Share on other sites More sharing options...
quickgun_murugun Posted March 7, 2020 Report Share Posted March 7, 2020 7 hours ago, WigsandThighs said: Waste..corona vacchi andharu potharu anta..keep cash habdy and check after 6 months if lucky and being alive 👍 Quote Link to comment Share on other sites More sharing options...
quickgun_murugun Posted March 7, 2020 Report Share Posted March 7, 2020 1 hour ago, pandemkodi said: Naku oka lender gadu 3 ista annadu 4700 closing cost so I Am waiting . march 17 cut vuntadi 25 points ina Mortgage rates inka padali Quote Link to comment Share on other sites More sharing options...
tom bhayya Posted March 7, 2020 Report Share Posted March 7, 2020 25 minutes ago, quickgun_murugun said: Mortgage rates inka padali Recession malla raavali antey yes inka thaggali Quote Link to comment Share on other sites More sharing options...
hotmaddy Posted March 7, 2020 Author Report Share Posted March 7, 2020 Thank you so much everybody. I will try to refinance. Konni Lenders names kuda cheppandi. TIA. Quote Link to comment Share on other sites More sharing options...
psycopk Posted March 7, 2020 Report Share Posted March 7, 2020 Malli fed rate cut untadi..if mArket goes down to 2800...(s&p index).. now is a good time in general.. Quote Link to comment Share on other sites More sharing options...
babu_bangaram Posted March 7, 2020 Report Share Posted March 7, 2020 Never pay closing costs when refinancing ...........basic thumb rule ..... Quote Link to comment Share on other sites More sharing options...
hotmaddy Posted March 7, 2020 Author Report Share Posted March 7, 2020 17 minutes ago, psycopk said: Malli fed rate cut untadi..if mArket goes down to 2800...(s&p index).. now is a good time in general.. Should I wait then? Quote Link to comment Share on other sites More sharing options...
meandhrakurradu Posted March 7, 2020 Report Share Posted March 7, 2020 New construction aite ippudu unna rate lock avtada or the rate by the time home is completed ? Quote Link to comment Share on other sites More sharing options...
masakali Posted March 7, 2020 Report Share Posted March 7, 2020 39 minutes ago, hotmaddy said: Thank you so much everybody. I will try to refinance. Konni Lenders names kuda cheppandi. TIA. if you can, wait another 15days, oka clarity vasthadi about next rate cut... then you can shop around for rates, 3% for 30years ki almost andaru istharu in 15days ani talk. Quote Link to comment Share on other sites More sharing options...
tom brady Posted March 7, 2020 Report Share Posted March 7, 2020 32 minutes ago, babu_bangaram said: Never pay closing costs when refinancing ...........basic thumb rule ..... Can you elaborate? How is it different from taking mortgage 1st time? Quote Link to comment Share on other sites More sharing options...
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