hotmaddy Posted March 6, 2020 Report Share Posted March 6, 2020 20 months ago home purchased: 4.5% Rate, Credit score: 675, 10% Down Payment, 30 Year Fixed, PMI adi idi baaduthunnadu. Ippudu: Credit Score: 740, I can pay another 15% down payment. Should I go for refinance or if I include closing cost etc anni kalipi it will end up same aaa? Interest rates tempting. Quote Link to comment Share on other sites More sharing options...
WigsandThighs Posted March 6, 2020 Report Share Posted March 6, 2020 Waste..corona vacchi andharu potharu anta..keep cash habdy and check after 6 months if lucky and being alive 👍 Quote Link to comment Share on other sites More sharing options...
sameer1384 Posted March 6, 2020 Report Share Posted March 6, 2020 13 minutes ago, hotmaddy said: 20 months ago home purchased: 4.5% Rate, Credit score: 675, 10% Down Payment, 30 Year Fixed, PMI adi idi baaduthunnadu. Ippudu: Credit Score: 740, I can pay another 15% down payment. Should I go for refinance or if I include closing cost etc anni kalipi it will end up same aaa? Interest rates tempting. yes you can . I bought a home Exactly 12 months ago for 4.25% for 30 yrs. for almost 7 months principal amount didn't changed much. I refinanced my home again in November with 3.125 for 15 yrs. I paid close to $10,000(one year Escrow amount) for closing cost . Missed one month payment But later I got my $8,000 back from my previous lender in the form of Escrow . $2000 difference goes for missing month payment. Almost No Extra cash for the refinance only 500$ ekkuva ayyindhi monthly payment but after 2 yrs I am going to get rid of my PMI. then it will be just 450$ more. No regrets . It's almost like a gambling . you take money from some where else and keep it some where . more or less you get benefited . But need to prepare for the loss Quote Link to comment Share on other sites More sharing options...
Simple123 Posted March 6, 2020 Report Share Posted March 6, 2020 20 minutes ago, hotmaddy said: 20 months ago home purchased: 4.5% Rate, Credit score: 675, 10% Down Payment, 30 Year Fixed, PMI adi idi baaduthunnadu. Ippudu: Credit Score: 740, I can pay another 15% down payment. Should I go for refinance or if I include closing cost etc anni kalipi it will end up same aaa? Interest rates tempting. Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , you will save a lot in monthly payments Quote Link to comment Share on other sites More sharing options...
HEROO Posted March 6, 2020 Report Share Posted March 6, 2020 6 months tarvatha free homes anta andariki 3 bed illu schema by thaatha !! Quote Link to comment Share on other sites More sharing options...
LastManStanding Posted March 6, 2020 Report Share Posted March 6, 2020 You should...probbaly the best time in our life time to refi...50 year low ippudu...10 yr treasury goranga padipoindi...inta kante padatam kashtam...90-92% r eligible when considering a minimum of $50 savings a month...btw credit score ante fico ne ga? fico takkuva untundi konchem usual ga nee regular scores kante 1 Quote Link to comment Share on other sites More sharing options...
PhillyDotNetGuy Posted March 6, 2020 Report Share Posted March 6, 2020 1 hour ago, Simple123 said: Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , you will save a lot in monthly payments 2.75% with no closing costs? Lender name please.. Quote Link to comment Share on other sites More sharing options...
ravana Posted March 6, 2020 Report Share Posted March 6, 2020 1 hour ago, Simple123 said: Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , you will save a lot in monthly payments points emanna vunnaya Quote Link to comment Share on other sites More sharing options...
mettastar Posted March 6, 2020 Report Share Posted March 6, 2020 2 hours ago, Simple123 said: Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , you will save a lot in monthly payments bro lender details pampu Quote Link to comment Share on other sites More sharing options...
Dixitulu Posted March 6, 2020 Report Share Posted March 6, 2020 44 minutes ago, PhillyDotNetGuy said: 2.75% with no closing costs? Lender name please.. Lender details plz and also what’s the loan amount Quote Link to comment Share on other sites More sharing options...
Sonu_Patel Posted March 6, 2020 Report Share Posted March 6, 2020 45 minutes ago, PhillyDotNetGuy said: 2.75% with no closing costs? Lender name please.. enni sarlu refinance chepistav bro Quote Link to comment Share on other sites More sharing options...
Simple123 Posted March 6, 2020 Report Share Posted March 6, 2020 31 minutes ago, mettastar said: bro lender details pampu telegram lo pamipsta Quote Link to comment Share on other sites More sharing options...
Guest Posted March 6, 2020 Report Share Posted March 6, 2020 1 hour ago, LastManStanding said: You should...probbaly the best time in our life time to refi...50 year low ippudu...10 yr treasury goranga padipoindi...inta kante padatam kashtam...90-92% r eligible when considering a minimum of $50 savings a month...btw credit score ante fico ne ga? fico takkuva untundi konchem usual ga nee regular scores kante +69 Quote Link to comment Share on other sites More sharing options...
chicchara Posted March 6, 2020 Report Share Posted March 6, 2020 5 hours ago, Simple123 said: Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , you will save a lot in monthly payments lender details pls Quote Link to comment Share on other sites More sharing options...
pandemkodi Posted March 6, 2020 Report Share Posted March 6, 2020 March 17 another rate cut 2.75 easy ya vastadi Quote Link to comment Share on other sites More sharing options...
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