Should I refinance my home loan??

[Amrita]

1 hour ago, LastManStanding said:

Yes @Amrita it is...plan karo

Hmm thanks 🙏 

Recession antunnaru kasta bhayam ga undi .

[Nalla_Balu]

23 hours ago, Simple123 said:

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

+1

[psycopk]

23 hours ago, Simple123 said:

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

Agent info plz

[megadheera]

23 hours ago, Simple123 said:

Do it bro. i'm getting 2.75% for 30 yrs or 15 yrs now , 

you will save a lot in monthly payments

Lendor info please

[desiboys]

inka thagguthundi interest rate. 1.99 ki poye chance undi

[pandemkodi]

1 hour ago, psycopk said:

Endi dates ichestunav.. 

Fed meeting vundi eventually market ilaney vuntey cut chestaru  kada 

[hunkyfunky]

You can try 20 year or 15 year for even less - 15 year is now at 2.625 with zero closing, it might drop to 2.5. 

30 year 2.75 is also possible in next few days

[meandhrakurradu]

18 hours ago, masakali said:

you did not take mortgage kada now, so only before completion. 

if not aa lender ni dobbeyamani, kotha lender tho pothav 

nenu ippude book chesta kada, but builder will take a year to complete. I think loan will be released to the builder periodically kada ?

[karna11]

22 hours ago, pandemkodi said:

March 17 another rate cut 2.75 easy ya vastadi 

Fed rate cut ithee aa logic naa mortage intrest rates padatyooo seppandayya koncham. It's not a guarantee I guess 

[psycopk]

5 minutes ago, karna11 said:

Fed rate cut ithee aa logic naa mortage intrest rates padatyooo seppandayya koncham. It's not a guarantee I guess 

Yea its not guaranteed but chances are high

[psycopk]

3 hours ago, pandemkodi said:

Fed meeting vundi eventually market ilaney vuntey cut chestaru  kada 

Good to know..

[pandemkodi]

43 minutes ago, karna11 said:

Fed rate cut ithee aa logic naa mortage intrest rates padatyooo seppandayya koncham. It's not a guarantee I guess 

Ideally the banks should pass on those savings to general public and mostly they do 

[soodhilodaaram]

15 hours ago, Amrita said:

So Elections Taruvata recession coming antav . 

yes, the market is already showing enough signs, interest rate takkuvani illu konaru.. enta long term intaarane plan to konala

[soodhilodaaram]

too early for Fed to give 2 rate cuts, fed won't do anymore cuts

[HugoStrange]

58 minutes ago, pandemkodi said:

Ideally the banks should pass on those savings to general public and mostly they do 

Mortgage rates are more dependent on 10 year bond yields, not related to fed rates. Auto and personal loan rates are related to fed rates. 10 years bond yields already at their lowest, kani mortgage rates bonds thagginattu thaggaledu inka. Banks did not pass on those to mortgage rates completely. Also they are only directly proportional to bond yields anthe. 

example, last jan lo Fed rates penchinappudu mortgage interest thaggindi.