IVF fertility insurance help

[machoman]

Evarainaa me company nundi ivf ki insurance tiskunraa usa lo

[Yuvasamudram]

IVF ki separate ga insurance untunda?

Me employer plan lo either it covers or not kada. Mine doesn't cover.

[WigsandThighs]

4 hours ago, machoman said:

Evarainaa me company nundi ivf ki insurance tiskunraa usa lo

Em insurance needhi  through your employer? Most of em do not cover as these employer maadhar C's exclude it( check this -  All major carriers such as Aetna, Blue Cross Blue Shields, Cigna, PHCS and United Healthcare offer a wide spectrum of fertility benefits including IVF treatment; however, your employer has to purchase these features in order for you to be covered), peddha company aithe pakka they exclude it, so get some insurance on your own which do cover like UHG or so 👍

[machoman]

1 hour ago, WigsandThighs said:

Em insurance needhi  through your employer? Most of em do not cover as these employer maadhar C's exclude it( check this -  All major carriers such as Aetna, Blue Cross Blue Shields, Cigna, PHCS and United Healthcare offer a wide spectrum of fertility benefits including IVF treatment; however, your employer has to purchase these features in order for you to be covered), peddha company aithe pakka they exclude it, so get some insurance on your own which do cover like UHG or so 👍

Contract job bro employer radu ani chepadu anta 

[machoman]

Manam new ga apply cheyalema company side kakunda

[Kootami]

6 hours ago, machoman said:

Evarainaa me company nundi ivf ki insurance tiskunraa usa lo

IVf ki entha aithundi motham ?

[bbmercury09]

My insurance through employer coveres up to 15k for ivf procedure. Some employers have plans which covere up to 25k and some other covers 1 or 2 cycles of ivf.

If you pay out of pocket expect atleast 12k-15k per cycle.

[machoman]

24 minutes ago, Kootami said:

IVf ki entha aithundi motham ?

1lakh dollars for 3 sittings

[machoman]

17 minutes ago, bbmercury09 said:

My insurance through employer coveres up to 15k for ivf procedure. Some employers have plans which covere up to 25k and some other covers 1 or 2 cycles of ivf.

If you pay out of pocket expect atleast 12k-15k per cycle.

Employer oka paisa ivadu anta

[Kootami]

21 minutes ago, machoman said:

1lakh dollars for 3 sittings

max 25k per sitting

[Yuvasamudram]

43 minutes ago, machoman said:

1lakh dollars for 3 sittings

No man. Retrieval + 1 Tranfer + Medicines = 25K avuthadi.

If you are not lucky 1st time and still has eggs frozen then next cycle cost you <10K for just transfer.

[Yuvasamudram]

45 minutes ago, machoman said:

Employer oka paisa ivadu anta

Baa... there are a lot of items in IVF. Some of them are not unique for IVF for eg Ultrasound, Sperm testing etc. so insurance covers some of them. If something is unique to IVF then they don't cover.

Same boat.

[Rushabhi]

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[Picheshwar]

1 hour ago, Rushabhi said:

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[yemdoing]

2 hours ago, bbmercury09 said:

My insurance through employer coveres up to 15k for ivf procedure. Some employers have plans which covere up to 25k and some other covers 1 or 2 cycles of ivf.

If you pay out of pocket expect atleast 12k-15k per cycle.

vammo antha avthundha