TechSri Posted December 14, 2021 Report Share Posted December 14, 2021 Term life insurance without medical exams em unnay. H1 vallaku and beneficiary also should be non-permanent resident ki covering ayyedi Quote Link to comment Share on other sites More sharing options...
hunkyfunky2 Posted December 14, 2021 Report Share Posted December 14, 2021 18 minutes ago, TechSri said: Term life insurance without medical exams em unnay. 500K coverage varaku ala. Your age ? Most of them need medical exam.. One way may work is though your company and buy up x times your pay... depends on company etc Quote Link to comment Share on other sites More sharing options...
WigsandThighs Posted December 14, 2021 Report Share Posted December 14, 2021 Ya through company 500k doesn't need any medical exams. Quote Link to comment Share on other sites More sharing options...
hunkyfunky2 Posted December 14, 2021 Report Share Posted December 14, 2021 19 minutes ago, WigsandThighs said: Ya through company 500k doesn't need any medical exams. if you leave the company, your benefit also stops. Biggest downside - it should always be a complimentary term life, not primary. Quote Link to comment Share on other sites More sharing options...
TechSri Posted December 14, 2021 Author Report Share Posted December 14, 2021 Ethoslife ani undi. Just online lo questions adigi istarata. No medical tests needed. Anyone bought from Ethoslife. BP koncham ekkuva unte istara Lifeinsurance? Quote Link to comment Share on other sites More sharing options...
TechSri Posted January 28, 2022 Author Report Share Posted January 28, 2022 On 12/14/2021 at 7:12 AM, hunkyfunky2 said: Your age ? Most of them need medical exam.. One way may work is though your company and buy up x times your pay... depends on company etc Company vadu just 150K coverage istunnadu. Any other with 500k coverage Quote Link to comment Share on other sites More sharing options...
TechSri Posted January 28, 2022 Author Report Share Posted January 28, 2022 What Term life insurance is best for our h1b. I heard some companies do not pay to non-GC beneficieries. Which one is best. Medical check up is ok. Quote Link to comment Share on other sites More sharing options...
naranjaX Posted January 28, 2022 Report Share Posted January 28, 2022 Try banner life and they are giving upto $1M without tests and they have a pretty good reputation as well Quote Link to comment Share on other sites More sharing options...
hunkyfunky2 Posted January 28, 2022 Report Share Posted January 28, 2022 2 hours ago, TechSri said: Company vadu just 150K coverage istunnadu. Any other with 500k coverage They don't let you buy extra? Even if they do they ask for medical test I think Quote Link to comment Share on other sites More sharing options...
naranjaX Posted January 28, 2022 Report Share Posted January 28, 2022 1 minute ago, hunkyfunky2 said: They don't let you buy extra? Even if they do they ask for medical test I think Even if you take extra from what company provides I believe that benefit will lapse after you leave the company and will not have coverage afterwards ... so its better to take one outside as early as possible as the premiums become high as you age Quote Link to comment Share on other sites More sharing options...
shenkar Posted January 28, 2022 Report Share Posted January 28, 2022 Average gaa entha vundochhu monthly premiums private term policy ki i have company provided insurance 400k, paying around 25$ per pay check Quote Link to comment Share on other sites More sharing options...
hunkyfunky2 Posted January 28, 2022 Report Share Posted January 28, 2022 3 minutes ago, naranjaX said: Even if you take extra from what company provides I believe that benefit will lapse after you leave the company and will not have coverage afterwards ... so its better to take one outside as early as possible as the premiums become high as you age Exactly... It's always a secondary insurance for extra coverage 1 Quote Link to comment Share on other sites More sharing options...
siva604 Posted January 28, 2022 Report Share Posted January 28, 2022 On 12/14/2021 at 6:52 AM, TechSri said: Term life insurance without medical exams em unnay. 500K coverage varaku ala. I have NY life term insurance for 20 years . Coverage is 1.5 million and i pay 89$ monthly. Exam is simple.. A nurse will come to you and take BP and weight etc. They will collect blood and urine sample. I used to have slight BP in 140/90 range. I lost some 5- 10 lbs weight which dropped BP into 110/80 range. Quote Link to comment Share on other sites More sharing options...
TechSri Posted January 28, 2022 Author Report Share Posted January 28, 2022 8 hours ago, naranjaX said: Try banner life and they are giving upto $1M without tests and they have a pretty good reputation as well Do they pay non-GC beneficieries. Many Life insurances do not tell these but u have to know it. Many do not pay to non-perminent residents. Quote Link to comment Share on other sites More sharing options...
simha2727 Posted January 28, 2022 Report Share Posted January 28, 2022 Bestow insurance Quote Link to comment Share on other sites More sharing options...
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