Best Term Life insurance

[TechSri]

Term life insurance without medical exams em unnay. H1 vallaku and beneficiary also should be non-permanent resident ki covering ayyedi

[hunkyfunky2]

18 minutes ago, TechSri said:

Term life insurance without medical exams em unnay. 500K coverage varaku ala. 

Your age ? Most of them need medical exam.. One way may work is though your company and buy up x times your pay... depends on company etc

 

[WigsandThighs]

Ya through company 500k doesn't need any medical exams.

[hunkyfunky2]

19 minutes ago, WigsandThighs said:

Ya through company 500k doesn't need any medical exams.

if you leave the company, your benefit also stops. Biggest downside - it should always be a complimentary term life, not  primary. 

[TechSri]

Ethoslife ani undi. Just online lo questions adigi istarata. No medical tests needed. Anyone bought from Ethoslife. 
 

BP koncham ekkuva unte istara Lifeinsurance?

[TechSri]

On 12/14/2021 at 7:12 AM, hunkyfunky2 said:

Your age ? Most of them need medical exam.. One way may work is though your company and buy up x times your pay... depends on company etc

 

Company vadu just 150K coverage istunnadu. Any other with 500k coverage

[TechSri]

What Term life insurance is best for our h1b. I heard some companies do not pay to non-GC beneficieries. Which one is best. Medical check up is ok. 

[naranjaX]

Try banner life and they are giving upto $1M without tests and they have a pretty good reputation as well

[hunkyfunky2]

2 hours ago, TechSri said:

Company vadu just 150K coverage istunnadu. Any other with 500k coverage

They don't let you buy extra? Even if they do they ask for medical test I think

[naranjaX]

1 minute ago, hunkyfunky2 said:

They don't let you buy extra? Even if they do they ask for medical test I think

Even if you take extra from what company provides I believe that benefit will lapse after you leave the company and will not have coverage afterwards ... so its better to take one outside as early as possible as the premiums become high as you age 

[shenkar]

Average gaa entha vundochhu monthly premiums private term policy ki

i have company provided insurance 400k, paying around 25$ per pay check

[hunkyfunky2]

3 minutes ago, naranjaX said:

Even if you take extra from what company provides I believe that benefit will lapse after you leave the company and will not have coverage afterwards ... so its better to take one outside as early as possible as the premiums become high as you age 

Exactly... It's always a secondary insurance for extra coverage

[siva604]

On 12/14/2021 at 6:52 AM, TechSri said:

Term life insurance without medical exams em unnay. 500K coverage varaku ala. 

I have NY life term insurance for 20 years . Coverage is 1.5 million and i pay 89$ monthly.

Exam is simple.. A nurse will come to you and take BP and weight etc. They will collect blood and urine sample.

I used to have slight BP in 140/90 range. I lost some 5- 10 lbs weight which dropped BP into 110/80 range. 

 

[TechSri]

8 hours ago, naranjaX said:

Try banner life and they are giving upto $1M without tests and they have a pretty good reputation as well

Do they pay non-GC beneficieries. Many Life insurances do not tell these but u have to know it. Many do not pay to non-perminent residents. 

[simha2727]

Bestow insurance