Updated - Monthly Expenses - 2kids - owning house

[Bapineedu]

middle class melodies 

[subramanyam_for_sale]

to everyone who is asking why groceries are 1500 per month- in nc area, just 4 types of kuragayalu plus the stuff to cook it in(like oil salt pappu and rice), comes to 1400$ per month for a family of 3, and this exclusively shopping at Indian grocery stores only; accept the change of everything - like biriyani went from being 9.99 to 16.99 due to inflation and it will never go back down; I have never seen money gain value once its lost it; so however many homes u have or however much you make, doesn't matter 200k is the new 100k and is losing that value rapidly; by end of next year, if ever mortgage rates come down, expect home values to again climb as rapidly as previously seen, especially due to people trying to get out of cash.

[praying]

2 minutes ago, subramanyam_for_sale said:

to everyone who is asking why groceries are 1500 per month- in nc area, just 4 types of kuragayalu plus the stuff to cook it in(like oil salt pappu and rice), comes to 1400$ per month for a family of 3, and this exclusively shopping at Indian grocery stores only; accept the change of everything - like biriyani went from being 9.99 to 16.99 due to inflation and it will never go back down; I have never seen money gain value once its lost it; so however many homes u have or however much you make, doesn't matter 200k is the new 100k and is losing that value rapidly; by end of next year, if ever mortgage rates come down, expect home values to again climb as rapidly as previously seen, especially due to people trying to get out of cash.

Thanks uncle nenu 1500 grocieries ante 10 people ki bhojanalu pedutunnava annaru paina, so I couldn’t respond to them

[Pavanonline]

9 hours ago, Kurrodu1 said:

Recent ga parents vachi vellaru. Aa bills anni monthly average chesi chooskunna. 

Inflation increased lot of expenses. Second baby coming soon. 

2bed 2bath asalu saripotledu. illu konalsinde with 2nd baby arrival.

2nd baby tho mini van teskovali, 5 seater not enough when parents come.

4bed 3bath 2500sqft new homes costing around 650k.

Excluding Trips in USA :

India ticket    - 1000 (8tickets per year $1500 each= 8*1500/12)
Parents insurance  -  240 (2 * 120)
Mortgage  -  5000.00
Power   -  300.00
water trash bill  -   100.00
Grocery   -  750.00
Restaurants  -  500.00
Phone bill   -  100.00
Internet   -  60.00
Car EMI   -  500.00
Car Insurance  -   140.00
Car gas   -  75.00
gym   -  25.00
Misc Bills  -   500.00
Health Insurance   -  400.00
Kids daycare   -  2500.00

 

Total per month - 12190

Yearly expenses after taxes - 146280

Pichakayal pack. Single salary aithe no new construction home possible. 

Wife tho share chesa expenses, wife motivated to find job after delivery.

Assuming these are real

Below I'm saving you some money per month

Restaurants - 150 

Phone bill - 50

Car insurance - 60

Parents unte send half day to day care, they can bond

India tickets - if parents are here then why even go every year.

My commission 500 ponu Chala save ayindi 

And why buy house if you are over stretched. Unless you live in a downtown you can rent a decent size home for 4k. Costly area anukunna townhome must be in that range 

[Kurrodu1]

4 hours ago, TOM_BHAYYA said:

Unless delivery .. year Ki Okasari kuda endhuku potharu va kids unnollu.. aa expenses theesesey motham

day care ante 2nd kid ni pampe time ki First kid will be in school..  nee wife ni namminchinattu

Ala antaventi annai, second kidnouttina 1yr lo job vaste 2 kids ni day care lo veyyalsi vastadi ga. Of course oka kid school ki velthe anthakanna anandam emundi.

Flights cost is not accurate. Just budget for worst anthe.

[Bapineedu]

2 hours ago, subramanyam_for_sale said:

to everyone who is asking why groceries are 1500 per month- in nc area, just 4 types of kuragayalu plus the stuff to cook it in(like oil salt pappu and rice), comes to 1400$ per month for a family of 3, and this exclusively shopping at Indian grocery stores only; accept the change of everything - like biriyani went from being 9.99 to 16.99 due to inflation and it will never go back down; I have never seen money gain value once its lost it; so however many homes u have or however much you make, doesn't matter 200k is the new 100k and is losing that value rapidly; by end of next year, if ever mortgage rates come down, expect home values to again climb as rapidly as previously seen, especially due to people trying to get out of cash.

Please mention that Indian grocery strode names

[Kurrodu1]

1 hour ago, Pavanonline said:

Assuming these are real

Below I'm saving you some money per month

Restaurants - 150 

Phone bill - 50

Car insurance - 60

Parents unte send half day to day care, they can bond

India tickets - if parents are here then why even go every year.

My commission 500 ponu Chala save ayindi 

And why buy house if you are over stretched. Unless you live in a downtown you can rent a decent size home for 4k. Costly area anukunna townhome must be in that range 

Phone bill 50 enti, 2 cars insurance $60 comedy aa man.

Restaurant fast food tho sardukuntam anukundam

[fasak_vachadu]

Naku mutton ke $450 to $500 ayithadi monthly groceries inkka padi the $2000 vesukovali 

 

weekly will get 6 to 7 lbs of mutton on Sunday we cook almost 4 lbs 

avg 5 lbs * $14.99 = $75  

Don’t ask me why 4 lbs ani maa edurinti kuda istammu valla babu ki they don’t cook and inkka vare friend ki kuda endukante vallu Emina sPL chesukunte maa pillaki kuda istaru 

 

don’t like to eat chicken 

costco fish twice a week $35 unnadi salmon 

[8pm]

11 hours ago, Kurrodu1 said:

Recent ga parents vachi vellaru. Aa bills anni monthly average chesi chooskunna. 

Inflation increased lot of expenses. Second baby coming soon. 

2bed 2bath asalu saripotledu. illu konalsinde with 2nd baby arrival.

2nd baby tho mini van teskovali, 5 seater not enough when parents come.

4bed 3bath 2500sqft new homes costing around 650k.

Excluding Trips in USA :

India ticket    - 1000 (8tickets per year $1500 each= 8*1500/12)
Parents insurance  -  240 (2 * 120)
Mortgage  -  5000.00
Power   -  300.00
water trash bill  -   100.00
Grocery   -  750.00
Restaurants  -  500.00
Phone bill   -  100.00
Internet   -  60.00
Car EMI   -  500.00
Car Insurance  -   140.00
Car gas   -  75.00
gym   -  25.00
Misc Bills  -   500.00
Health Insurance   -  400.00
Kids daycare   -  2500.00

 

Total per month - 12190

Yearly expenses after taxes - 146280

Pichakayal pack. Single salary aithe no new construction home possible. 

Wife tho share chesa expenses, wife motivated to find job after delivery.

evado blind story vesadu morning.

nee future kanapadutondi 

 

[TOM_BHAYYA]

2 hours ago, fasak_vachadu said:

Naku mutton ke $450 to $500 ayithadi monthly groceries inkka padi the $2000 vesukovali 

 

weekly will get 6 to 7 lbs of mutton on Sunday we cook almost 4 lbs 

avg 5 lbs * $14.99 = $75  

Don’t ask me why 4 lbs ani maa edurinti kuda istammu valla babu ki they don’t cook and inkka vare friend ki kuda endukante vallu Emina sPL chesukunte maa pillaki kuda istaru 

 

don’t like to eat chicken 

costco fish twice a week $35 unnadi salmon 

Nalli bokka le na bro anni

[NotSoBusy]

14 hours ago, Kurrodu1 said:

Good for you.

Day care no use ela? iddaru job chestu 2 kids ni ela handle chestaru?

Kids ni home lo unchithe phone or tv pattukuni koorchuntaru.

vaadi edava sollu lol, 600k salary ochetodu evadanna fake ID lu eskuni ikkada pichakuntla postlu pedtha tiruguthaada

[Pavanonline]

9 hours ago, Kurrodu1 said:

Phone bill 50 enti, 2 cars insurance $60 comedy aa man.

Restaurant fast food tho sardukuntam anukundam

Cheap providers untaru for less like mint or join other friends plan that way everyone will get it cheap. 

Didn't know 2 cars, single working ki 2 cars avasaram ledu. More money saved.

Enni sarlu veltaru restaurant ki monthly 5times? 2times ki 150 vesa. Inka cut cheyochu to 1. Money and health rendu safe.

[fasak_vachadu]

6 hours ago, TOM_BHAYYA said:

Nalli bokka le na bro anni

Yea bhaya avve inkka em untai 

back leg shoulder 

front leg 

paya 

[Pavanonline]

8 hours ago, fasak_vachadu said:

Naku mutton ke $450 to $500 ayithadi monthly groceries inkka padi the $2000 vesukovali 

 

weekly will get 6 to 7 lbs of mutton on Sunday we cook almost 4 lbs 

avg 5 lbs * $14.99 = $75  

Don’t ask me why 4 lbs ani maa edurinti kuda istammu valla babu ki they don’t cook and inkka vare friend ki kuda endukante vallu Emina sPL chesukunte maa pillaki kuda istaru 

 

don’t like to eat chicken 

costco fish twice a week $35 unnadi salmon 

Antha thinte gundeki kashtam ba, asalu Desi gundelu anthathamatram

[chammakchandra]

20 hours ago, Kurrodu1 said:

Recent ga parents vachi vellaru. Aa bills anni monthly average chesi chooskunna. 

Inflation increased lot of expenses. Second baby coming soon. 

2bed 2bath asalu saripotledu. illu konalsinde with 2nd baby arrival.

2nd baby tho mini van teskovali, 5 seater not enough when parents come.

4bed 3bath 2500sqft new homes costing around 650k.

Excluding Trips in USA :

India ticket    - 1000 (8tickets per year $1500 each= 8*1500/12)
Parents insurance  -  240 (2 * 120)
Mortgage  -  5000.00
Power   -  300.00
water trash bill  -   100.00
Grocery   -  750.00
Restaurants  -  500.00
Phone bill   -  100.00
Internet   -  60.00
Car EMI   -  500.00
Car Insurance  -   140.00
Car gas   -  75.00
gym   -  25.00
Misc Bills  -   500.00
Health Insurance   -  400.00
Kids daycare   -  2500.00

 

Total per month - 12190

Yearly expenses after taxes - 146280

Pichakayal pack. Single salary aithe no new construction home possible. 

Wife tho share chesa expenses, wife motivated to find job after delivery.

Car gas 75 very low not sure how u r managing that and more on india tickets won’t be ongoing right.. with India ticket u can send ur kid to day care easily