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Is 401K A Good Option For H1B Visa Holder?


Chitralekha

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1)401(k) kooda stock market lo pettukovachu like ira - just funds limited..may be they might turn out better some years
2)Not every year will have a bull run

4% in hand beats everything thats not yet guarenteed

 

15% profit by default stocks meeda... ESPP ki....pawan-kalyan-trivikram-laugh-gif.gif 

 

 

elago danikanna ekkuve untadi Market price...so extra profit ki ashinchadam lo tappu led kada uncle..

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15% profit by default stocks meeda... ESPP ki....pawan-kalyan-trivikram-laugh-gif.gif 

 

 

elago danikanna ekkuve untadi Market price...so extra profit ki ashinchadam lo tappu led kada uncle..

 

40% down Sittuncle.. Return iccheste day1 price istaara company vaalu.pawan-kalyan-trivikram-laugh-gif.gif

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40% down Sittuncle.. Return icchi iste day1 price istaara company vaalu.pawan-kalyan-trivikram-laugh-gif.gif

 

no...man...vachina next day ammukovali anduke padtai ani teliste..  pawan-kalyan-trivikram-laugh-gif.gif

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no...man...vachina next day ammukovali anduke padtai ani teliste..  pawan-kalyan-trivikram-laugh-gif.gif

coding meme chesedhi - company abt to kudising ani telisi kuda 10% discount iccharu ani kakrutthi.. neeku icchara..pawan-kalyan-trivikram-laugh-gif.gif

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coding meme chesedhi - company abt to kudising ani telisi kuda 10% discount iccharu ani kakrutthi.. neeku icchara..pawan-kalyan-trivikram-laugh-gif.gif

 

6 months munde ela telustad man..pawan-kalyan-trivikram-laugh-gif.gif

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If employers match is just 25% then profitable aa ?

mana contribution 4000
employer contribution 1000

30% tax for 4k is 2800
30 % tax and 10% penanlty consider chesthey for 5k then its 3000

200 dollars profit for a year kosam 401k invest cheyyala ?

401k investing year lekkana chuskoru.. It's like retirement fund nekemaina avasaram urgent osthe withdraw chesthav.. Ila year ki intha osthadi ani lekkaleyyakandi vayyas.. And 401k toh invest chesthav so ne account value depending on ur investing will go up ala anamata it's more like savings/investment/retirement fund.. 401k esthunnav ante u shld forget abt that money till 591/2 ledante waste 33as5s0_zpsde99fa5a.gif
Matching vishayanki vasthe entha match chesina free paisal kabatti manchide 33as5s0_zpsde99fa5a.gif
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FT american company tho job madyalo h1b meeda vunapudu pothey padey arachakum antha intha kadu, GC malli modatiki vasthundi, h1b out of status immediately , chala vunayi FT ki negatives, job pothey they will walk you out of the building like a prisoner atleast consulting lo 2 weeks notice istharu, seen so many FT guys getting ** so easily by american companies


Evaru anaru man I have seen companies asking employees to search a job in 2-3 months and leave + severance package for 3 months so job Poona kuda money transfer h1 and 140 safely new priority date vuntudhi
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  • 2 weeks later...

401k account open cheinchadu ma employer chala taxes cut autunai ani... but employer match em cheatledu...

 

idi entha varaku benefit?

 

 

Matching lekapothe... 401K plan kante IRs roth best ani paina  info  share chesaru  chudu

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401k account open cheinchadu ma employer chala taxes cut autunai ani... but employer match em cheatledu...

 

idi entha varaku benefit?

Employer match cheyyatledha.. adhendhi.. entha varaku benefit ante.. Tax (like 35% anuko on H1) kattav kadha aa amount ki.. adhe benefit.. Bokka antaava Retire avvakamundhe or mundhe money teesesukunte 40% (Incl penality) kattali... employer alteast 3% match chesina adv e miundhe teesesukunte kuda...so better go for IRA .258qdu9.gif

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  • 1 month later...

Employer match cheyyatledha.. adhendhi.. entha varaku benefit ante.. Tax (like 35% anuko on H1) kattav kadha aa amount ki.. adhe benefit.. Bokka antaava Retire avvakamundhe or mundhe money teesesukunte 40% (Incl penality) kattali... employer alteast 3% match chesina adv e miundhe teesesukunte kuda...so better go for IRA .258qdu9.gif

pay stub lo 401k and roth 401k ani undi.. is Roth 401k same as Roth IRA?

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