Investment advice plz

[TrumpCare]

2 minutes ago, hello987 said:

Vodipoyina nak main event lo aadina satisfaction untadi without paying penny, that is why i laughed....

ok thanx

[papampasivadu]

2 minutes ago, jalebibai said:

bhaiya vanguard requires permanent citizenship status for opening account ani vere forums lo chadiva.. is it true? were you able to open a account with them? leak pothe do you have brokerage account with a different provider like fidelity and buy vanguard funds through there?

Vanguard requires you to be a tax resident not permanent resident...

Uscis and IRS have different definitions of residency....uscis odi basha lo resident ante GC occhinodu...IRS odi basha lo sustantial presence test pass aythe resident ee ....google for "IRS Substantial Presence Test" and see if you are a resident.

[Kumaravarma]

Get 1.5 crore loan from bank.Add your 10 lakhs for constructing a home to get rents.

[papampasivadu]

3 minutes ago, Kumaravarma said:

Get 1.5 crore loan from bank.Add your 10 lakhs for constructing a home to get rents.

Surity lekunda antha loan evadu isthadu bhayya? brand chusi iccheydaniki manam emanna Nirav modi ah? leka vijay mallya ah?

[TrumpCare]

4 minutes ago, Kumaravarma said:

Get 1.5 crore loan from bank.Add your 10 lakhs for constructing a home to get rents.

tqu

[killbillpandey123]

1 hour ago, papampasivadu said:

US lo aythe vanguard s&p500 fund lo esko...India lo aythe kissan vika patra lo eskunte almost 8% osthadi anta (NRI's not allowed, so neneppudu try cheyyala)

Do you invest in Index funds? naku koncham advice kavali how to start off ani.. 

[TrumpCare]

2 minutes ago, papampasivadu said:

Surity lekunda antha loan evadu isthadu bhayya? brand chusi iccheydaniki manam emanna Nirav modi ah? leka vijay mallya ah?

zero knowledge tho asking ...NRI loans undava?? mana paychecks chusi evvadam gatla em undava??  60 Laks loan adagavacha??

[Raasko]

7 minutes ago, TrumpCare said:

zero knowledge tho asking ...NRI loans undava?? mana paychecks chusi evvadam gatla em undava??  60 Laks loan adagavacha??

froferties surity unteney anukuntaa vayya....fersonal loan adigitey 10gey annaaru ICICI la...

best option .....paata gruhaalu untey soodu.....name sake awsing lon istaru....if 1cr property.....10L ur contribution....NRI paychecks ki intha kannaa em feekalem....

 

[papampasivadu]

59 minutes ago, TrumpCare said:

zero knowledge tho asking ...NRI loans undava?? mana paychecks chusi evvadam gatla em undava??  60 Laks loan adagavacha??

Naku kuda peddha knowledge ledhu....but urban property aythe isthadu paychecks chusi..like Hyd or Vijayawada lo apartment and stuff like that...

adhe rural lo illu or polam aythe 10gey antaru...

[papampasivadu]

1 hour ago, killbillpandey123 said:

Do you invest in Index funds? naku koncham advice kavali how to start off ani.. 

yes...what are your questions?

[alooparata]

10 minutes ago, papampasivadu said:

yes...what are your questions?

basic quechen, there are so many index funds, which one to choose ani kavi bhavam

Vanguard Total Stock Market Index

Vanguard S&P Mid-Cap 400 Index

Vanguard Mid Cap Index Admiral

Vanguard S&P Mid-Cap 400 ETF

Vanguard S&P Small-Cap 600 Index

Vanguard Small-Cap Index

Vanguard S&P Small-Cap 600 ETF

Vanguard Developed Markets Index

 

[papampasivadu]

2 minutes ago, alooparata said:

basic quechen, there are so many index funds, which one to choose ani kavi bhavam

Vanguard Total Stock Market Index

Vanguard S&P Mid-Cap 400 Index

Vanguard Mid Cap Index Admiral

Vanguard S&P Mid-Cap 400 ETF

Vanguard S&P Small-Cap 600 Index

Vanguard Small-Cap Index

Vanguard S&P Small-Cap 600 ETF

Vanguard Developed Markets Index

 

Fund aythe Code: VFIAX or VFINX, ETF aythe code: VTI...these are for the s&p 500 funds

[killbillpandey123]

23 minutes ago, papampasivadu said:

yes...what are your questions?

once you invest in them, do you do active trading? selling and buying based on market fluctuations?

Lekapothe you just keep 20 or 30k in the funds you believe and be idle for it to grow and cash out when you meet your desired rate of return?

do we get dividends paid in Index funds?

Index fund VS ETF's? which one is better for beginners? 

[killbillpandey123]

25 minutes ago, alooparata said:

basic quechen, there are so many index funds, which one to choose ani kavi bhavam

Vanguard Total Stock Market Index

Vanguard S&P Mid-Cap 400 Index

Vanguard Mid Cap Index Admiral

Vanguard S&P Mid-Cap 400 ETF

Vanguard S&P Small-Cap 600 Index

Vanguard Small-Cap Index

Vanguard S&P Small-Cap 600 ETF

Vanguard Developed Markets Index

 

Ya Kaka, koncham manchi Vanguard funds chepandi based on your investment experiences?

Yearly rate of return okka 6-10% vunta chalu  

[papampasivadu]

15 minutes ago, killbillpandey123 said:

once you invest in them, do you do active trading? selling and buying based on market fluctuations?

Lekapothe you just keep 20 or 30k in the funds you believe and be idle for it to grow and cash out when you meet your desired rate of return?

do we get dividends paid in Index funds?

Index fund VS ETF's? which one is better for beginners? 

No active trading...Passive investment..invest and forget...fluctuations occhinappudu sit tight and don't let your emotions drive you...

 

Index funds pay dividends..not as much as dividend portfolio's though...you have to file tax returns for dividends unless you are buying them in IRA or 401K.

Both are same...ETF is when you would like to invest smaller than the fund minimum amount..ETF lo esko if it's not  401k...