14 hours ago, edookatiivvuranayana said:

Home insurance nenu 160 PM kadthunna bro, 4k home ki, 1k(not 1%) deductible per occurance.

@budgetpadbhanabam bro cheppinappude nenu kooda teeskunna prosper lo, planning to switch primary as well.

Wife and husband work chesthe income and property taxes advantage untadi, idi evvaru account loki teeskoni chepparu. Aah, income tax undadu, property tax Kattan, akkadiki set antaru. 

For eg. Oka 4k home, CA, DMV area lo easy ga, 1.2 mil to 3 mil untadi(akkada prop taxes) 1% eskunna, 12-30k kattali. Plus income tax. Ade illu TX lo, konchem dooram pothe(650-750) ki osthadi, prop taxes, avg ga 2.25 % eskunna, 15-17 k. Income tax advantage for 2 payrolls(avg ga 6k per member , 12k). A rakanga chooskunna TX is still affordable. 

Okka DMV area lone, yearly nenu personal property tax(auto), 40k car konte, 2k County taxes katte vaanni. Inka kotha car, dmv area lo undi konatam ante alochinchandi.

DmV area lo 10 yrs unna nenu, so I can correlate almost every tax and can say, TX is lot better.

nuvvu DMV DMV antunnavv.... nuvvu paina cheppinaavi anni VA state ki sambandinchindhii not DC MD esp auto tax new car clause
also u r missing the US life.. VA MD DC is way way way better than TX...nuvvu already realize ayyi untaav coz 10yrs DMV area lo unnav annav ga

10 hours ago, appaji_pesarattu said:

St Louis poi anna community lo unte... avanni perks vastayi

Anna tho dosthi cheyyali 

9 hours ago, Kalam_Youtheman said:

nuvvu DMV DMV antunnavv.... nuvvu paina cheppinaavi anni VA state ki sambandinchindhii not DC MD esp auto tax new car clause
also u r missing the US life.. VA MD DC is way way way better than TX...nuvvu already realize ayyi untaav coz 10yrs DMV area lo unnav annav ga

Miss ayyedi emi ledu, DMV area, oka age varaku ok untadi, bachelor, pelli aina kothalo , snow and sunshine lo photos, drive to NY, niagara falls etc, avanni nenu family tho kalsi atleast 10 times choosa. Vacations ante, nenu out of US, within and outside India choose stage ki vacha. pillalu ochaka, hard to stay in DMV area, not sure what stage of life you are at, but this comes from age and experience. 

On 2/21/2022 at 7:05 PM, edookatiivvuranayana said:

Home insurance nenu 160 PM kadthunna bro, 4k home ki, 1k(not 1%) deductible per occurance.

@budgetpadbhanabam bro cheppinappude nenu kooda teeskunna prosper lo, planning to switch primary as well.

Wife and husband work chesthe income and property taxes advantage untadi, idi evvaru account loki teeskoni chepparu. Aah, income tax undadu, property tax Kattan, akkadiki set antaru. 

For eg. Oka 4k home, CA, DMV area lo easy ga, 1.2 mil to 3 mil untadi(akkada prop taxes) 1% eskunna, 12-30k kattali. Plus income tax. Ade illu TX lo, konchem dooram pothe(650-750) ki osthadi, prop taxes, avg ga 2.25 % eskunna, 15-17 k. Income tax advantage for 2 payrolls(avg ga 6k per member , 12k). A rakanga chooskunna TX is still affordable. 

Okka DMV area lone, yearly nenu personal property tax(auto), 40k car konte, 2k County taxes katte vaanni. Inka kotha car, dmv area lo undi konatam ante alochinchandi.

DmV area lo 10 yrs unna nenu, so I can correlate almost every tax and can say, TX is lot better.

good that you biught, i still remember one guy asked me a question do you have mckinney north of 380 and another guy made a comment its too far compared to frisco. same guys now suggesting people to buy homed in celina, melissa for 200k to 300k more ymthsn that

15 hours ago, edookatiivvuranayana said:

Miss ayyedi emi ledu, DMV area, oka age varaku ok untadi, bachelor, pelli aina kothalo , snow and sunshine lo photos, drive to NY, niagara falls etc, avanni nenu family tho kalsi atleast 10 times choosa. Vacations ante, nenu out of US, within and outside India choose stage ki vacha. pillalu ochaka, hard to stay in DMV area, not sure what stage of life you are at, but this comes from age and experience. 

ala ante US lo prathi state ki oka age set ayyyi untaadhaa bro.. its all depends on individual person

19 minutes ago, Kalam_Youtheman said:

ala ante US lo prathi state ki oka age set ayyyi untaadhaa bro.. its all depends on individual person

Adi andari perspective ani cheppaledu kada, naa opinion ani cheppanu.

This aged well in 4 months..... Greatest economic analysis and common sense undi neeku.....

 

On 2/18/2022 at 9:41 PM, ForEverJava said:

I paid over 150k in bid along with 4 months lease back sellers title insurance policy 0 option money 2% earnest money and no hoa backout clause and mortgage fall out clause..seller is king in texas. But happy atleast 4k sft house in masterplanned community with prosper school with great amenities 

On 2/19/2022 at 11:16 PM, ForEverJava said:

Nuvvu Atlanta oohallo undu..nee Lenka gonigenlle oka year back..ippudu open house ki line lo tirgudu..inko 2 years lo 7% interest rate lo 1.5 to 2 million same homes konnappudu neeku telustadi..le..

On 2/20/2022 at 12:05 AM, ForEverJava said:

Nee lanti local lafoot Galle neelugutunnaru..but out of state nundi vachetoniki asalu market situation ento telustadi..

 

Nuvvu ammedi konedi lenappudu g**dda mooskoni koosovachu kada..

 

Nenu usa lo 18 yr nundi unna 2007 and 2022 are two different situation..neeku economic common sense ledu annadi nee stupid analysis chastened telustundi

On 2/18/2022 at 9:41 PM, ForEverJava said:

I paid over 150k in bid along with 4 months lease back sellers title insurance policy 0 option money 2% earnest money and no hoa backout clause and mortgage fall out clause..seller is king in texas. But happy atleast 4k sft house in masterplanned community with prosper school with great amenities 

 

1 hour ago, Gaali_Gottam_Govinda said:

 

1 hour ago, Gaali_Gottam_Govinda said:

 

@ForEverJava appatlo baga egiravu home prices inka perugutayi ani .4months lone scene reverse ayindi kadha. inko 1 year lo malli kaludam e thread lo

Not sure why ppl taking personally ..right now situation is even bad than 4 months..appatlo atleast interest rates affordable unde..for a family with middle school kids home is a must to settle down with kids schooling..now if some single income person with 300k cash also not able to close mortgage because by income they falling out based on mortgage 6% interest rates..

Ppl who with small kids and who don't have need the house good opportunity can wait..house prices corrected 5 to 10% and but brand new and posh houses in master planned communitirs still going at very fast pace..

mortgages are for long term and most people buy houses thinking of staying for many years. short term lo market down ayina...few years lo they will be back. so no one is losing here. down lo unnapdu konnavadiki kunchem ekkuva appreciation untundi ante.

6 minutes ago, ForEverJava said:

Not sure why ppl taking personally ..right now situation is even bad than 4 months..appatlo atleast interest rates affordable unde..for a family with middle school kids home is a must to settle down with kids schooling..now if some single income person with 300k cash also not able to close mortgage because by income they falling out based on mortgage 6% interest rates..

Ppl who with small kids and who don't have need the house good opportunity can wait..house prices corrected 5 to 10% and but brand new and posh houses in master planned communitirs still going at very fast pace..

Once you purchase a house and move into it, no one cares how much it is worth and whether the value increases or decreases.. you live there no matter what!! you just have to make sure that the monthly mortgage payment is affordable… 

1 hour ago, ForEverJava said:

Not sure why ppl taking personally ..right now situation is even bad than 4 months..appatlo atleast interest rates affordable unde..for a family with middle school kids home is a must to settle down with kids schooling..now if some single income person with 300k cash also not able to close mortgage because by income they falling out based on mortgage 6% interest rates..

Ppl who with small kids and who don't have need the house good opportunity can wait..house prices corrected 5 to 10% and but brand new and posh houses in master planned communitirs still going at very fast pace..

 

Being a resident of Prosper for 11 years..... I gave my honest opinion on Prosper/Frisco/Celina market.... its you who replied to me and started abusing personally....... A smart investor or person is who will respect the voices of all opinion good or bad.