Monthly Mortgage Payment

[Ravi860]

3 minutes ago, Complex said:

Market ala undhi.. stress thesukokunda... 2000 sqft home tho suburb lo low tax neighborhood lo undadam best right now

Mental stress on mortgage payment is not worth it... you can always upgrade later ..focus on getting high paying job ani mana DB ki anna @csrcsr eppudo chepadu

 

Bro.. Austin lo alanti neighborhoods unte konchem suggest cheye. Looked at Manchaca side Buda and Kyle. I don’t know atu side ela untado mari. Tax rate ayithe chala better like 2%. Indians ayithe leru anukunta 

[csrcsr]

1 minute ago, Complex said:

Market ala undhi.. stress thesukokunda... 2000 sqft home tho suburb lo low tax neighborhood lo undadam best right now

Mental stress on mortgage payment is not worth it... you can always upgrade later ..focus on getting high paying job ani mana DB ki anna @csrcsr eppudo chepadu

 

Forget high paying anna clear normalization starting forget post pandemic boom salaries the companies who laid off slowly started open very few backfill they are very clear on compensation IT will be normalized more cheaper areas , offshore nearshoring , all process kind of roles will transitioned tools are new measure of team may be git commit, product features you i.plemented , for sure next two years will be toughest time for tech workers

[Complex]

1 minute ago, Ravi860 said:

Bro.. Austin lo alanti neighborhoods unte konchem suggest cheye. Looked at Manchaca side Buda and Kyle. I don’t know atu side ela untado mari. Tax rate ayithe chala better like 2%

google chey bro NO MUD or NO PID communities undava Austin lo ? I have no idea on Austin side.

 

this is wat i found on google

 

For reference, here are some of tax rates for areas near Austin, Texas:

• Pflugerville: 2.38%
• Sunset Valley: 1.70%
• Manor: 2.9%
• Round Rock: 2.24%
• San Marcos: 2.2%
• Dripping Springs: 2.0%

[Shameless]

On 2/3/2023 at 1:54 PM, Sonu_Patel said:

Callling financial experts, Average ga oka 800K plus home ki mortgage payment average $5.5k per month ostundi.. 

our monthly take home net is $10k after all 401k, health insurance,  other deductions .. blah blah

What do you suggest ? 

For example if any one in family gets laid off, in that case net amount will be less. how are people able to make these financial decisions. 

Naa analysis prakaaram anywhere between 20-30% of you net income wouldn't be a bad idea bro...

My mortgage percentage compared to the year I bought my house to present reduced from 35% to 20%..

[FrustratedVuncle]

41 minutes ago, Sonu_Patel said:

Monthly Mortgage Payment with current interest rates:5.875%

- 600k home - with 5% down - 30 years = $4,200 per month

- 700k home - with 5% down - 30 years = $5,000 per month

- 800k home - with 5% down - 30 years - $5800 per  month

Raja, 5% down cheste PMI kattali, which is mortgage insurance. and are you sure 5% down cheste 5.875 rate?

[Complex]

1 minute ago, FrustratedVuncle said:

Raja, 5% down chest PMI kattali, which is mortgage insurance. and are you sure 5% down cheste 5.875 rate?

sonu uncle ki aluvate le.... oka post esi..meru kottukondi ra babu ani offline pothadu

[Sonu_Patel]

23 minutes ago, Complex said:

sonu uncle ki aluvate le.... oka post esi..meru kottukondi ra babu ani offline pothadu

 CALCULATIOND DAGGAREY AAGIPOTUNNA

[Complex]

Just now, Sonu_Patel said:

 CALCULATIOND DAGGAREY AAGIPOTUNNA

 enduku bro.. good that you are thinking a lot before buying.. home buying is a big decision.. all I'm saying is when you post a question, participate in discussion bro.. 

[Ravi860]

47 minutes ago, Complex said:

google chey bro NO MUD or NO PID communities undava Austin lo ? I have no idea on Austin side.

 

this is wat i found on google

 

For reference, here are some of tax rates for areas near Austin, Texas:

• Pflugerville: 2.38%
• Sunset Valley: 1.70%
• Manor: 2.9%
• Round Rock: 2.24%
• San Marcos: 2.2%
• Dripping Springs: 2.0%

Oh Nuvvu Austin anukunna bro will do research. Above one’s are outdated anukunta. community ni batti drastic differences vastunnaye 

[Complex]

16 minutes ago, Ravi860 said:

Oh Nuvvu Austin anukunna bro will do research. Above one’s are outdated anukunta. community ni batti drastic differences vastunnaye 

 

check this uncle bro, might help..

https://mangumbuilders.com/blog/which-austin-neighborhoods-have-the-lowest-property-taxes/

[chicagoafdb]

1 hour ago, Complex said:

google chey bro NO MUD or NO PID communities undava Austin lo ? I have no idea on Austin side.

 

this is wat i found on google

 

For reference, here are some of tax rates for areas near Austin, Texas:

• Pflugerville: 2.38%
• Sunset Valley: 1.70%
• Manor: 2.9%
• Round Rock: 2.24%
• San Marcos: 2.2%
• Dripping Springs: 2.0%

Sorry for basic what is this mud & pid community will taxes be more at these communities?

[Complex]

4 minutes ago, chicagoafdb said:

Sorry for basic what is this mud & pid community will taxes be more at these communities?

ya additonal tax on top of property tax

MUD (Municipal Utility District)

PID (Public Improvement District)

 

basic ga infrastructure leni chota community unte ,  first developer will develop using MUD/PID tax and once it is developed , city will take over... 

MUD will stay for 30 years or so

[Sonu_Patel]

On 2/16/2023 at 2:29 PM, Complex said:

ya additonal tax on top of property tax

MUD (Municipal Utility District)

PID (Public Improvement District)

 

basic ga infrastructure leni chota community unte ,  first developer will develop using MUD/PID tax and once it is developed , city will take over... 

MUD will stay for 30 years or so

good to know that

[Sonu_Patel]

On 2/16/2023 at 1:15 PM, Complex said:

sonu uncle ki aluvate le.... oka post esi..meru kottukondi ra babu ani offline pothadu

anna.. My posts has meaning anna.. homes sitting in market for months now with no buyers..

@ErraBook_monagadu already confirmed 500K loss for Tracy homes in california. 

[ErraBook_monagadu]

People purchased $1.4M last year at 6.5% interest rate.

if they try to sell now, no buyers even $1M.

you keep it, pay $9k monthly payment on a house that would otherwise rent for $3200. After 30 years, total payments $3.5million, to own a house that would be worth less than $1M.