Ravi860 Posted April 14, 2023 Report Share Posted April 14, 2023 4 minutes ago, soldier said: Correct they waited waited on fed news from months. It’s all bad news so far. What they waited on. Quote Link to comment Share on other sites More sharing options...
Forgive_Me Posted April 14, 2023 Report Share Posted April 14, 2023 Austin ki Disney osthundhi anta. . . en chakka oka castle or couple of rides or oka pavilion konukko better . . . Quote Link to comment Share on other sites More sharing options...
AreyOSamba Posted April 14, 2023 Report Share Posted April 14, 2023 Dude, inka enni threads vestavv? Nuvuu adult ye kada vayya. Can't you decide on your own? stitiki michina karchu pedithey sanka nakipotaav. Think what you can afford sign for a house in the range. If not plan another time Quote Link to comment Share on other sites More sharing options...
yemdoing Posted April 14, 2023 Report Share Posted April 14, 2023 23 hours ago, Sonu_Patel said: @vamprie recession antunnadu.. atu pakka lay offs antunnaru.. Is it still better to rent for one more year or so until dust settle down ? Inka konaleda ani dobbakandi.. inka konaledu but #stilllooking. need more info.. single salary ? Visa ? EAD undha ? How much is your donwpayment ? After downpayment and other gatra karchulu yentha savings unnayi ? Quote Link to comment Share on other sites More sharing options...
hydusguy Posted April 14, 2023 Report Share Posted April 14, 2023 On 4/13/2023 at 12:45 PM, Sonu_Patel said: @vamprie recession antunnadu.. atu pakka lay offs antunnaru.. Is it still better to rent for one more year or so until dust settle down ? Inka konaleda ani dobbakandi.. inka konaledu but #stilllooking. koney bhayya.. oka million home... and oka tesla car.. ala padiuntay.. history says.. people who dares..wins. you are the man .. go fot it Quote Link to comment Share on other sites More sharing options...
8pm Posted April 14, 2023 Report Share Posted April 14, 2023 On 4/13/2023 at 12:45 PM, Sonu_Patel said: @vamprie recession antunnadu.. atu pakka lay offs antunnaru.. Is it still better to rent for one more year or so until dust settle down ? Inka konaleda ani dobbakandi.. inka konaledu but #stilllooking. inka konaleda!!!! ee lekkana nuvvu ee janma lo konnatte Quote Link to comment Share on other sites More sharing options...
AreyOSamba Posted April 14, 2023 Report Share Posted April 14, 2023 On 4/13/2023 at 3:35 PM, Thokkalee said: Dallas lo aithe wait cheyyi bro.. manolla utsaaham inka thaggaledu.. end of the day, you see what is affordable to you.. at the current interest rates, high prices, buying a home doesn’t make sense.. 500K home ki, 6% mortgage rate tho you pay 600K interest over 30 years… add the 360K property taxes over 30 years.. you end up spending 1.5M on your home over 30 years.. 🤯 Ipptidaaka wait cheese bokka padindhi vadiki. He waited since the Mortgage rates are at 2.75% Firstly you don't know if this 6% would start or not. You can always refinance if the rates go down. You can always do a heloc or home equity loan and pull some money if your property appreciates and put that money in a new investment that overweight's the current interest rates. Secondly, Property taxes will drastically get reduced after you are 60 since you don't have to pay for the school Dist. He talks like a old man, guessing he is old.. Finally with renting he wouldn't get any benefit except for an increased rent every year Quote Link to comment Share on other sites More sharing options...
AreyOSamba Posted April 14, 2023 Report Share Posted April 14, 2023 On 4/13/2023 at 2:45 PM, Sonu_Patel said: @vamprie recession antunnadu.. atu pakka lay offs antunnaru.. Is it still better to rent for one more year or so until dust settle down ? Inka konaleda ani dobbakandi.. inka konaledu but #stilllooking. Neeku aithey renting ye best ra. Evariki time bokk vundadhu. Quote Link to comment Share on other sites More sharing options...
Pandubabu Posted April 14, 2023 Report Share Posted April 14, 2023 2 hours ago, hydusguy said: koney bhayya.. oka million home... and oka tesla car.. ala padiuntay.. history says.. people who dares..wins. you are the man .. go fot it People who dared are roaming with walmart cart and adukunna jacket , begging at street lights with cardboard signs living homeless life after 2008 Quote Link to comment Share on other sites More sharing options...
Thokkalee Posted April 15, 2023 Report Share Posted April 15, 2023 3 hours ago, AreyOSamba said: Ipptidaaka wait cheese bokka padindhi vadiki. He waited since the Mortgage rates are at 2.75% Firstly you don't know if this 6% would start or not. You can always refinance if the rates go down. You can always do a heloc or home equity loan and pull some money if your property appreciates and put that money in a new investment that overweight's the current interest rates. Secondly, Property taxes will drastically get reduced after you are 60 since you don't have to pay for the school Dist. He talks like a old man, guessing he is old.. Finally with renting he wouldn't get any benefit except for an increased rent every year Money undi evaru wait cheyyaru bro.. even if you try also, home buying depends on fate.. raasi petti undaali.. Quote Link to comment Share on other sites More sharing options...
AreyOSamba Posted April 17, 2023 Report Share Posted April 17, 2023 On 4/14/2023 at 7:42 PM, Thokkalee said: Money undi evaru wait cheyyaru bro.. even if you try also, home buying depends on fate.. raasi petti undaali.. Fate enti vayaa. Look for homes that you can afford over time. Every month 3K rent katey badulu 3K payment vunna house kontey saripodhi. If you cannot afford it you can leave it and plan as and when you can. I really don't think there will be a big crash. even if there is one that point home affordability, rent affordability will be pretty high. As an example, if you borrowed 500K for Mortgage in 2022 the monthly payment would be around $2,100 vs in 2023 payment would be $3,100. That is close to 35% extra payment. Nobody know when the interest rates go down. Do you think that home prices are down 35% since then? Then why wait Quote Link to comment Share on other sites More sharing options...
Thokkalee Posted April 17, 2023 Report Share Posted April 17, 2023 25 minutes ago, AreyOSamba said: Fate enti vayaa. Look for homes that you can afford over time. Every month 3K rent katey badulu 3K payment vunna house kontey saripodhi. If you cannot afford it you can leave it and plan as and when you can. I really don't think there will be a big crash. even if there is one that point home affordability, rent affordability will be pretty high. As an example, if you borrowed 500K for Mortgage in 2022 the monthly payment would be around $2,100 vs in 2023 payment would be $3,100. That is close to 35% extra payment. Nobody know when the interest rates go down. Do you think that home prices are down 35% since then? Then why wait Home purchase is a big commitment.. financially and professionally as well.. you look at schools, job location for commute, community etc etc… 3000 rent katte locality lo 3000 mortgage ki homes raavu.. Anni nachhaali home konaali ante.. it is like finding a girl to marry.. Quote Link to comment Share on other sites More sharing options...
Sonu_Patel Posted April 17, 2023 Author Report Share Posted April 17, 2023 18 minutes ago, Thokkalee said: Home purchase is a big commitment.. financially and professionally as well.. you look at schools, job location for commute, community etc etc… 3000 rent katte locality lo 3000 mortgage ki homes raavu.. Anni nachhaali home konaali ante.. it is like finding a girl to marry.. 100% agree. Quote Link to comment Share on other sites More sharing options...
GNRPoorna Posted April 17, 2023 Report Share Posted April 17, 2023 On 4/14/2023 at 2:14 AM, AndhraneedSCS said: @Sonu_Patel Please let me know when you buy a house. He will buy in 2069 1 Quote Link to comment Share on other sites More sharing options...
AreyOSamba Posted April 17, 2023 Report Share Posted April 17, 2023 43 minutes ago, Thokkalee said: Home purchase is a big commitment.. financially and professionally as well.. you look at schools, job location for commute, community etc etc… 3000 rent katte locality lo 3000 mortgage ki homes raavu.. Anni nachhaali home konaali ante.. it is like finding a girl to marry.. Very true. but you have to make a decision if you really want the house to make a compromise on something else. You ll put more money (monthly) initially as your Mortgage is fixed but your rent is not as they go up every year. Asala, what is the point of even discussing this. @Sonu_Patel will not buy a home anytime soon, because he earlier said the house is for show off to their in laws. So there is no sense in even discussing! PS: @Sonu_Patel not trying hurt it brother. You need to understand your priority and make a choice of buying a house or not. Be a man, Be an adult! 1 Quote Link to comment Share on other sites More sharing options...
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