Worst situation

[soldier]

51 minutes ago, cameraman said:

I think after 35 , every man feels more pressure to own a house. Inka illu konaledha, chatha kadhu.. vadu konnadu ..vedu konnadu ani chala vintaru . I saw that for my own bro.

Just like pelli pressure once you reach 30.

Wtf presure for what?

[Thokkalee]

1 hour ago, perugu_vada said:

Of all these miseries , the fact that I couldn't give my family a shelter even living in USA is making me depress..
 

isn’t that an overstatement? Own house lo untene shelter ichinatla ? I think u are over reacting and stressing yourselves more .. owning a house is not the ultimate thing .. instead leading a peaceful life is .. house konnaaka stress feel autuna valla ni chala mandhini chustuna 

Ee market lo high prices and high interest rates ki konadam kante, rent cheyyadam is better.. 

couple of friends who bought their homes at the peak are currently facing lot of pressure paying their mortgage and not having any buffer for other expenses.. 

[Thokkalee]

1 hour ago, FrontMan said:

1)Health deteriorated after three covid infections. 75 years ki ravalsina issues anni diagnosed. Have life insurance just for safe side. I am physically very active aina enduko vachesai.. most likely I didn't put bmi at check

2)In market for house..which I should have purchased ten years ago..

3)Single income , only breadwinner in the family ..no job since last two and half months .

Of all these miseries , the fact that I couldn't give my family a shelter even living in USA is making me depress..papam anipistundhi ...15 years ayindhi us vachi.. visa issues aithe prastuthaniki levu gods grace..but need Lakshmi kataksham.. 

I need to relocate to a place where there is no gun violence and safe for kids..I can get mortgage up to 530,000 based on credit and salary expectations..my spouse is unemployed finding a job too..no previous work experience.. kids going to school ..

First fix your job situation.. then you can think about buying a house.. 

credit history and score ni batti preapproval letter istaaru.. that doesn’t mean that loan amount (as per the loan amount - 530K in your case) is affordable to you.. check your monthly affordability for the house and work backwards.. 

given your situation, I don’t recommend buying a house.. your best bet is a low cost townhome where your current rent matches the mortgage payment (if you can find such a home)

[luckybro]

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née problems solve cheskoniki Andulo  techniques untayi, daily night cheyyali….once subconscious mind believes things will come to reality adhi health aina wealth aina..

 

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[manchulomajjiga]

9 minutes ago, Thokkalee said:

Ee market lo high prices and high interest rates ki konadam kante, rent cheyyadam is better.. 

couple of friends who bought their homes at the peak are currently facing lot of pressure paying their mortgage and not having any buffer for other expenses.. 

yes , lot of folks jumping into it just because of peer pressure ! Its an overweight burden to own a house now ! 

[perugu_vada]

1 hour ago, Thokkalee said:

Ee market lo high prices and high interest rates ki konadam kante, rent cheyyadam is better.. 

couple of friends who bought their homes at the peak are currently facing lot of pressure paying their mortgage and not having any buffer for other expenses.. 

 

1 hour ago, manchulomajjiga said:

yes , lot of folks jumping into it just because of peer pressure ! Its an overweight burden to own a house now ! 

Buying house is not wrong .. but Ipudu Adi luxury aindi due to inflation , uncertain job market, high interest rates etc .. so home buying ante just down payment aithe kadu kada .. monthly payments increase authay drastical ga .. so avi calculate cheyakunda Chala mandhi digutunsru .. and they are shooting on their own foot .. financial pressure thattukoleka (especially those with single pay-check) 

[Thokkalee]

3 minutes ago, perugu_vada said:

Buying house is not wrong .. but Ipudu Adi luxury aindi due to inflation , uncertain job market, high interest rates etc .. so home buying ante just down payment aithe kadu kada .. monthly payments increase authay drastical ga .. so avi calculate cheyakunda Chala mandhi digutunsru .. and they are shooting on their own foot .. financial pressure thattukoleka (especially those with single pay-check) 

Buying a house is different from buying an affordable house… most ppl don’t get it.. even double salaries tho kuda mortgage monthly oka 5-6K plus other expenses like home insurance, maintenance etc unte, inkemi migultayi vaa savings and other expenses ki.. 

[Moon_Walker]

35 minutes ago, FrontMan said:

1)Health deteriorated after three covid infections. 75 years ki ravalsina issues anni diagnosed. Have life insurance just for safe side. I am physically very active aina enduko vachesai.. most likely I didn't put bmi at check

2)In market for house..which I should have purchased ten years ago..

3)Single income , only breadwinner in the family ..no job since last two and half months .

Of all these miseries , the fact that I couldn't give my family a shelter even living in USA is making me depress..papam anipistundhi ...15 years ayindhi us vachi.. visa issues aithe prastuthaniki levu gods grace..but need Lakshmi kataksham.. 

I need to relocate to a place where there is no gun violence and safe for kids..I can get mortgage up to 530,000 based on credit and salary expectations..my spouse is unemployed finding a job too..no previous work experience.. kids going to school ..

 

Sad to hear the problems but i would say hang in there and try to get some referrals through your LinkedIn contacts which might open new opportunities instead of going through the regular job sites.

I entered US during 2008 year and have seen these situations but it will sort out eventually if you are strong and keep trying and explore new tech.

[RPG_Reloaded]

2 hours ago, FrontMan said:

1)Health deteriorated after three covid infections. 75 years ki ravalsina issues anni diagnosed. Have life insurance just for safe side. I am physically very active aina enduko vachesai.. most likely I didn't put bmi at check

2)In market for house..which I should have purchased ten years ago..

3)Single income , only breadwinner in the family ..no job since last two and half months .

Of all these miseries , the fact that I couldn't give my family a shelter even living in USA is making me depress..papam anipistundhi ...15 years ayindhi us vachi.. visa issues aithe prastuthaniki levu gods grace..but need Lakshmi kataksham.. 

I need to relocate to a place where there is no gun violence and safe for kids..I can get mortgage up to 530,000 based on credit and salary expectations..my spouse is unemployed finding a job too..no previous work experience.. kids going to school ..

Bro everything will be alright

 

first calm down and feel happy for what you acheived so far.

Just focus in your health and family, the financial

issues will go away eventually

 

sodhi cheptunnadu anukovaddu but I expericed and overcame theese and leading good life now 

[FrontMan]

10 minutes ago, RPG_Reloaded said:

Bro everything will be alright

 

first calm down and feel happy for what you acheived so far.

Just focus in your health and family, the financial

issues will go away eventually

 

sodhi cheptunnadu anukovaddu but I expericed and overcame theese and leading good life now 

You reloaded..congrats

[TriStateBabu]

Do not relocate just for finding a gun free place, better stay where you are and find a home to buy.

[Abhagyudu]

Hope things get better for you bro..if you have GC oka India trip veyyi..talk to your family back there..whenever I get depressed talking to my parents helped me a lot.

[TexasBoy]

47 minutes ago, Thokkalee said:

Buying a house is different from buying an affordable house… most ppl don’t get it.. even double salaries tho kuda mortgage monthly oka 5-6K plus other expenses like home insurance, maintenance etc unte, inkemi migultayi vaa savings and other expenses ki.. 

unless one person makes 10k in salary and the other 6-7k then it's doable . 

[Thokkalee]

1 minute ago, TexasBoy said:

unless one person makes 10k in salary and the other 6-7k then it's doable . 

Then it is affordable for them.. I am talking about ppl jumping into home buying even though it is not affordable to them.. many ppl don’t know how much it costs to maintain a home (utilities, insurance, warranty, property taxes etc)..

many just look at the Zillow calculator and think that’s what it costs every month.. 

[Abhagyudu]

2 minutes ago, TexasBoy said:

unless one person makes 10k in salary and the other 6-7k then it's doable . 

Doable but have to have some buffer..oka job poina oka 6 months payments ki cash vundali