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Persoanl loan kavalsina vallaki info

ManchiDonga

By ManchiDonga
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ManchiDonga
ManchiDonga

I took 70k from sofi with an interest rate of 6.5.  Vadu 100K ivvaniki ready unde but interest upto 9 unde.  3 years term pettina. but you can keep 4 or 5 also. I am planning to pay off in an yea

SeemaLekka LEGEND

SeemaLekka

Posted
Posted
36 minutes ago, Unityunity said:

Applied personal loan for 30k from Sofi on Saturday and today amount deposited in to my account .. Am surprised with the process. 

Please find below details:

Credit score: 740

Citizen: Non US

Docurmets: Visa / I797 copy,Dl, Pay slip and SSN card

No originated fee, No late fee and no prepayment fee.

EMI: 975$ , Duration: 36 months

Really its awesome. 

Process is so simple and very fast with in 2 working days amount deposited into my account.

An paying only around 5000$ extra for terms of 3 yrs

 

congrats dude. you applied online or spoke to cc?

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srshb445 Hero

srshb445

Posted
Posted
1 hour ago, Unityunity said:

Applied personal loan for 30k from Sofi on Saturday and today amount deposited in to my account .. Am surprised with the process. 

Please find below details:

Credit score: 740

Citizen: Non US

Docurmets: Visa / I797 copy,Dl, Pay slip and SSN card

No originated fee, No late fee and no prepayment fee.

EMI: 975$ , Duration: 36 months

Really its awesome. 

Process is so simple and very fast with in 2 working days amount deposited into my account.

An paying only around 5000$ extra for terms of 3 yrs

 

I 797 lo intha validity undali ani emina undha......i797 lo less than 1 year validity unte istada loan, any idea on that......neeku entha validity undi

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Unityunity Hero

Unityunity

Posted
Posted
56 minutes ago, SeemaLekka said:

congrats dude. you applied online or spoke to cc?

Am applied through online. Logged into credit karma and checked the personal loan offers and find the best deal

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SeemaLekka LEGEND

SeemaLekka

Posted
Posted
Just now, Unityunity said:

Am applied through online. Logged into credit karma and checked the personal loan offers and find the best deal

credit karma lo e sofi unda? or nuvvu andulo edi best rate chupisthe adi teskuntunava?

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Unityunity Hero

Unityunity

Posted
Posted
54 minutes ago, srshb445 said:

I 797 lo intha validity undali ani emina undha......i797 lo less than 1 year validity unte istada loan, any idea on that......neeku entha validity undi

If you are having one yr validity apply loan only for 2 yrs. 

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Unityunity Hero

Unityunity

Posted
Posted
3 hours ago, SeemaLekka said:

credit karma lo e sofi unda? or nuvvu andulo edi best rate chupisthe adi teskuntunava?

Yes bro. Credit karma li naku SOFI best rate chepinvhidi so I went with SOFI

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KATHRI Side Hero

KATHRI

Posted
Posted
2 hours ago, Unityunity said:

Applied personal loan for 30k from Sofi on Saturday and today amount deposited in to my account .. Am surprised with the process. 

Please find below details:

Credit score: 740

Citizen: Non US

Docurmets: Visa / I797 copy,Dl, Pay slip and SSN card

No originated fee, No late fee and no prepayment fee.

EMI: 975$ , Duration: 36 months

Really its awesome. 

Process is so simple and very fast with in 2 working days amount deposited into my account.

An paying only around 5000$ extra for terms of 3 yrs

 

good there is no prepayment fee, if you decide to pay it off in an year by paying extra like 2000 per month

will the extra amount reduce the principal ? or you have to pay 35000 at any point of the time...

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siritptpras Side Hero

siritptpras

Posted
Posted
3 hours ago, Unityunity said:

Applied personal loan for 30k from Sofi on Saturday and today amount deposited in to my account .. Am surprised with the process. 

Please find below details:

Credit score: 740

Citizen: Non US

Docurmets: Visa / I797 copy,Dl, Pay slip and SSN card

No originated fee, No late fee and no prepayment fee.

EMI: 975$ , Duration: 36 months

Really its awesome. 

Process is so simple and very fast with in 2 working days amount deposited into my account.

An paying only around 5000$ extra for terms of 3 yrs

 

interest rate percentage ?

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Unityunity Hero

Unityunity

Posted
Posted
3 hours ago, KATHRI said:

good there is no prepayment fee, if you decide to pay it off in an year by paying extra like 2000 per month

will the extra amount reduce the principal ? or you have to pay 35000 at any point of the time...

Yes, payment of extra amount will be deducted from principal. If you want to close it with in one year . Your paying interest for that period only

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Unityunity Hero

Unityunity

Posted
Posted
1 hour ago, siritptpras said:

interest rate percentage ?

Sofi says, 10. 25%  but I compared with Amex and Sofi .. seems there are hidden charges in Amex. For completion of 3 yrs am paying more than of SOFI

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idibezwada LEGEND

idibezwada

Posted
Posted
40 minutes ago, Unityunity said:

Sofi says, 10. 25%  but I compared with Amex and Sofi .. seems there are hidden charges in Amex. For completion of 3 yrs am paying more than of SOFI

what are the extra fee with amex? nakem kanapadatlede termslo?

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