Monthly Mortgage Payment

[AreyOSamba]

3 minutes ago, Sonu_Patel said:

 

ante le.. home lenollani @homeless kanna darunnamga chustunnarani @perugu_vada and @veerigadu ankuntunde. 

Home lenollu ani evvadu antaledhu vayya. All those above quoted guys were thinking unrealistically. There will be a collapse , we are waiting for the big one annaru. Instead you should have gotten early, built equity and avoid those high interests. Everybody is in FOMO we are not annaru. Prices are too high annaru. None talked about how your payment is increasing even if there is a slight decrease in the prices. 

[Sonu_Patel]

On 2/6/2023 at 3:13 PM, AreyOSamba said:

Home lenollu ani evvadu antaledhu vayya. All those above quoted guys were thinking unrealistically. There will be a collapse , we are waiting for the big one annaru. Instead you should have gotten early, built equity and avoid those high interests. Everybody is in FOMO we are not annaru. Prices are too high annaru. None talked about how your payment is increasing even if there is a slight decrease in the prices. 

Overthinking is not good. realizing now.

[AreyOSamba]

6 minutes ago, Sonu_Patel said:

Overthinking is not good. realizing now.

Exactly. Analyzing was way better than overthinking based on comments passed by someone else. 

[bobby12345]

On 2/3/2023 at 1:54 PM, Sonu_Patel said:

Callling financial experts, Average ga oka 800K plus home ki mortgage payment average $5.5k per month ostundi.. 

our monthly take home net is $10k after all 401k, health insurance,  other deductions .. blah blah

What do you suggest ? 

For example if any one in family gets laid off, in that case net amount will be less. how are people able to make these financial decisions. 

Don’t want to harsh but you can’t afford that much of house with these interest rates …go comfortably less than 600k 

[Sonu_Patel]

On 2/7/2023 at 5:24 PM, bobby12345 said:

Don’t want to harsh but you can’t afford that much of house with these interest rates …go comfortably less than 600k 

600k below 3k+ sft kuda ravatam ledu vaya

[bobby12345]

53 minutes ago, Sonu_Patel said:

600k below 3k+ sft kuda ravatam ledu vaya

Ravadam rakapovadam Differnt ba…don’t buy what you can’t afford …financial stress mamulu ga undadu …i been there personal experience

 

[Sonu_Patel]

2 hours ago, bobby12345 said:

Ravadam rakapovadam Differnt ba…don’t buy what you can’t afford …financial stress mamulu ga undadu …i been there personal experience

 

stress edo rakamaga undi.. 

[Complex]

8 hours ago, Sonu_Patel said:

stress edo rakamaga undi.. 

why to take stress bro

don't compare with others , panic lo konni sleeplessness nights avasarama bhayya

buy decent size home , later always you can upgrade if you have lots of kids.

 

[Sonu_Patel]

On 2/9/2023 at 9:35 PM, Complex said:

why to take stress bro

don't compare with others , panic lo konni sleeplessness nights avasarama bhayya

buy decent size home , later always you can upgrade if you have lots of kids.

 

Comparision is desi naijam ani @MiryaIgudaMaruthiRao  tho @perugu_vada antunde.

 

[Sonu_Patel]

Monthly Mortgage Payment with current interest rates:5.875%

- 600k home - with 5% down - 30 years = $4,200 per month

- 700k home - with 5% down - 30 years = $5,000 per month

- 800k home - with 5% down - 30 years - $5800 per  month

[DammaDakkaDolly]

2 minutes ago, Sonu_Patel said:

Monthly Mortgage Payment with current interest rates:5.875%

- 600k home - with 5% down - 30 years = $4,200 per month

- 700k home - with 5% down - 30 years = $5,000 per month

- 800k home - with 5% down - 30 years - $5800 per  month

Post it with 10% down and 15% and 20% down too please 

[Ravi860]

6 minutes ago, Sonu_Patel said:

Monthly Mortgage Payment with current interest rates:5.875%

- 600k home - with 5% down - 30 years = $4,200 per month

- 700k home - with 5% down - 30 years = $5,000 per month

- 800k home - with 5% down - 30 years - $5800 per  month

600k ki 2500sqft house kuda doubt uncle Dallas and Austin lo. I think it’s same in Atalanta and NC also not sure 

[Complex]

10 minutes ago, Sonu_Patel said:

Monthly Mortgage Payment with current interest rates:5.875%

- 600k home - with 5% down - 30 years = $4,200 per month

- 700k home - with 5% down - 30 years = $5,000 per month

- 800k home - with 5% down - 30 years - $5800 per  month

em pitta lekkalu anna avvi

 

600k with 5% down  ki  P&I is ~ 3600 ,

dallas /austin min tax rate is  2.25% esukunna ~ 1125

Annual Insurance  min esukunna ~ 125

PMI min  ~ 120

 

Total will be around ~ 4800 without utilities and Grocery

 

4800+ 600 (utilities )  + 500 (grocery )  ~ 5900

 

inka ne car gas, car insurance avvani  extra add chesuko

 

[Ravi860]

2 minutes ago, Complex said:

em pitta lekkalu anna avvi

 

600k with 5% down  ki  P&I is ~ 3600 ,

dallas /austin min tax rate is  2.25% esukunna ~ 1125

Annual Insurance  min esukunna ~ 125

PMI min  ~ 120

 

Total will be around ~ 4800 without utilities and Grocery

 

4800+ 600 (utilities )  + 500 (grocery )  ~ 5900

 

inka ne car gas, car insurance avvani  extra add chesuko

 

Corrext uncle balance $0 single paycheck gallu home poor ea with high mortgage rates and high home prices 

[Complex]

4 minutes ago, Ravi860 said:

Corrext uncle balance $0 single paycheck gallu home poor ea with high mortgage rates and high home prices 

Market ala undhi.. stress thesukokunda... 2000 sqft home tho suburb lo low tax neighborhood lo undadam best right now

Mental stress on mortgage payment is not worth it... you can always upgrade later ..focus on getting high paying job ani mana DB ki anna @csrcsr eppudo chepadu